Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FINE from Brussel, company number BE0743926751, closed financial year 2025 with a result of € 78,102 after tax. For that financial year FINE recorded a gross margin of € 1.3 million and equity of € -357,611. Compared with financial year 2024, the result moved from € -37,546 to € 78,102. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 2, 2026.
€ -357,611
▲ € 79,140 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 78,102
▲ still € 37,546 loss in 2024
Profit after tax over the fiscal year.
€ 134,709
▲ 50% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -405,529.
People and assets in 2025
22
▲ 2.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.1 million
▲ 38% vs 2024
€ 49,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 112,871
▼ 21% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 10,000
Loans from banks and other lenders, long and short.
€ 15,839
▼ 83% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 200,594
▲ 57% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 102,397 | € 494,351 | € 835,949 | € 1,283,717 | ▲ 54% |
| Profit after taxes | € -176,498 | € -248,427 | € -37,546 | € 78,102 | ▲ € 115,648 |
| Equity | € -140,943 | € -394,288 | € -436,751 | € -357,611 | ▲ € 79,140 |
| Total debts | € 716,666 | € 984,076 | € 1,282,521 | € 1,291,503 | ▲ 1% |
| Cash | € 43,288 | € 76,747 | € 89,979 | € 134,709 | ▲ 50% |
| Retained profit | € -197,659 | € -446,086 | € -483,632 | € -405,529 | ▲ € 78,102 |
| Bank debt | € 0 | € 0 | € 0 | € 10,000 | |
| Balance sheet total | € 575,723 | € 589,788 | € 845,770 | € 933,892 | ▲ 10% |
| Employees (FTE) | - | 16.9 | 19.6 | 22 | ▲ 2.4 |
Key figures of FINE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to FINE?
What happened at FINE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 78,102. filed late Source: NBB ↗
- New establishment in Ukkel. KBO
- New establishment in Ukkel. KBO
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
- Victoire Lemaistre became a director. NBB
- Pierre Aidene became a director. NBB
In short
From € 176,498 loss in 2022 to € 78,102 profit in 2025.
Best year ever: 2025, with € 78,102 profit.
On average € 58,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FINE are Victoire Lemaistre and Pierre Aidene.
Directors
According to the 2025 annual accounts
Victoire Lemaistre
Director
since 2020
Pierre Aidene
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Minimenstraat 7
1000 Brussel
Vanderkinderestraat 295
1180 Ukkel
Active since 2 June 2021
Alsembergsesteenweg 381
1180 Ukkel
Active since 26 March 2024
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0743.926.751
- VAT number
- BE 0743.926.751
- Registered office
- Minimenstraat 7, 1000 Brussel
- Names & denominations
- FINE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 February 2020
- Peppol
- Active · Active since 4 Feb 2025
- Activities · NACE
Detailhandel in brood en banketbakkerswerk (koude bakkers)