Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 8 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CAMMAERTS BIKES from Namur, company number BE0743851131, closed financial year 2025 with a result of € 81,922 after tax. For that financial year CAMMAERTS BIKES recorded a gross margin of € 285,406 and equity of € 503,825. Compared with financial year 2024, the result moved from € 45,910 to € 81,922. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ 503,825
▲ 19% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 81,922
▲ 78% vs 2024
Profit after tax over the fiscal year.
€ 15,133
▲ 6% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 458,825.
People and assets in 2025
2.1
Average over the fiscal year, from the social balance sheet.
€ 52,342
▼ 1% vs 2024
€ 24,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,830
▲ 9% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1 million
▼ 21% vs 2024
€ 72,362 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
€ 155,587
▼ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,047
▼ 41% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 214,639 | € 302,116 | € 240,063 | € 285,406 | ▲ 19% |
| Profit after taxes | € 103,410 | € 123,097 | € 45,910 | € 81,922 | ▲ 78% |
| Equity | € 252,897 | € 375,994 | € 421,904 | € 503,825 | ▲ 19% |
| Total debts | € 1,428,748 | € 1,446,695 | € 1,735,839 | € 1,421,063 | ▼ 18% |
| Cash | € 71,215 | € 28,855 | € 14,272 | € 15,133 | ▲ 6% |
| Land & buildings | € 1,018,520 | € 1,062,413 | € 1,352,511 | € 1,289,467 | ▼ 5% |
| Retained profit | € 207,897 | € 330,994 | € 376,904 | € 458,825 | ▲ 22% |
| Bank debt | € 898,619 | € 1,061,278 | € 1,316,665 | € 1,036,717 | ▼ 21% |
| Balance sheet total | € 1,681,645 | € 1,822,689 | € 2,157,743 | € 1,924,888 | ▼ 11% |
| Employees (FTE) | - | - | - | 2.1 |
Key figures of CAMMAERTS BIKES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CAMMAERTS BIKES?
What happened at CAMMAERTS BIKES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 81,922 (▲ 78% vs 2024). filed late Source: NBB ↗
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 103,410 profit in 2022 to € 81,922 profit in 2025.
Paid € 19,353 in corporate taxes since 2022.
Best year ever: 2023, with € 123,097 profit.
On average € 135,900 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Chaussée de Charleroi(ML) 509
5020 Namur
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0743.851.131
- VAT number
- BE 0743.851.131
- Registered office
- Chaussée de Charleroi(ML) 509, 5020 Namur
- Names & denominations
- CAMMAERTS BIKES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 February 2020
- Peppol
- Active · Active since 16 Dec 2025
- Contact
- [email protected] +32483036475
- Activities · NACE
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