Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2024.
Financials
Financial year 2025
G&L IMMO from Fexhe-le-Haut-Clocher, company number BE0743654161, closed financial year 2025 with a result of € -19,368 after tax. For that financial year G&L IMMO recorded a gross margin of € 80,173 and equity of € 148,991. Compared with financial year 2024, the result moved from € 87,937 to € -19,368. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 148,991
▼ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -19,368
▼ still € 87,937 profit in 2024
Profit after tax over the fiscal year.
€ 34,491
▲ € 28,012 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -68,009.
People and assets in 2025
€ 26,305
▲ 251% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 15,563
▲ 62% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 245,364
▼ 8% vs 2024
€ 22,619 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 4,130
▲ 7% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,773
▼ 22% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 39,152 | € 80,433 | € 202,985 | € 80,173 | ▼ 61% |
| Profit after taxes | € -2,734 | € 26,408 | € 87,937 | € -19,368 | ▼ € 107,305 |
| Equity | € 54,014 | € 80,422 | € 168,359 | € 148,991 | ▼ 12% |
| Total debts | € 303,194 | € 350,699 | € 497,083 | € 499,612 | ▲ 1% |
| Cash | € 20,177 | € 21,619 | € 6,479 | € 34,491 | ▲ € 28,012 |
| Land & buildings | € 114,348 | € 107,414 | € 427,243 | € 391,410 | ▼ 8% |
| Retained profit | € -162,986 | € -136,578 | € -48,641 | € -68,009 | ▼ € 19,368 |
| Bank debt | € 130,313 | € 121,560 | € 267,531 | € 245,364 | ▼ 8% |
| Balance sheet total | € 433,709 | € 501,621 | € 729,942 | € 707,103 | ▼ 3% |
Key figures of G&L IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to G&L IMMO?
What happened at G&L IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 19,368 (▼ € 107,305 vs 2024). filed late Source: NBB ↗
- New establishment in Fexhe-le-Haut-Clocher. KBO
- STEFAN CRISTANTIELLI became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 2,734 loss in 2022 to € 19,368 loss in 2025.
Best year ever: 2024, with € 87,937 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind G&L IMMO is STEFAN CRISTANTIELLI.
Directors
According to the 2025 annual accounts
STEFAN CRISTANTIELLI
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Rue de la Paix de Fexhe 71
4347 Fexhe-le-Haut-Clocher
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0743.654.161
- VAT number
- BE 0743.654.161
- Registered office
- Rue de la Paix de Fexhe 71, 4347 Fexhe-le-Haut-Clocher
- Names & denominations
- G&L IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 February 2020
- Peppol
- Active · Active since 13 Nov 2025
- Activities · NACE
Schrijnwerk
Installatie van isolatie
Landschapsverzorging
Glaszetten
Plaatsen van vloerbedekking en wandbekleding van hout
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
Isolatiewerkzaamheden