Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JM CONFORT from Charleroi, company number BE0743555379, closed financial year 2025 with a result of € -27,892 after tax. For that financial year JM CONFORT recorded a gross margin of € -26,572 and equity of € -37,294. Compared with financial year 2024, the result moved from € -10,488 to € -27,892. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 18, 2026.
€ -37,294
▼ € 27,892 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -27,892
▼ 166 % more loss than in 2024
Profit after tax over the fiscal year.
€ 9,523
▼ 19% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -43,294.
People and assets in 2025
€ 741
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 3,824
▼ 56% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 7,369 | € 3,897 | € -7,951 | € -26,572 | ▼ € 18,620 |
| Profit after taxes | € 3,863 | € 2,729 | € -10,488 | € -27,892 | ▼ € 17,404 |
| Equity | € -1,644 | € 1,085 | € -9,402 | € -37,294 | ▼ € 27,892 |
| Total debts | € 45,048 | € 57,192 | € 76,537 | € 71,686 | ▼ 6% |
| Cash | € 8,210 | € 8,176 | € 11,744 | € 9,523 | ▼ 19% |
| Retained profit | € -7,644 | € -4,915 | € -15,402 | € -43,294 | ▼ € 27,892 |
| Balance sheet total | € 43,405 | € 58,277 | € 67,135 | € 34,392 | ▼ 49% |
Key figures of JM CONFORT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JM CONFORT?
What happened at JM CONFORT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 27,892. Source: NBB ↗
- Zejnjep Zafirovik became a director. NBB
- Jarkas Maan became a director. NBB
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,863 profit in 2022 to € 27,892 loss in 2025.
Best year ever: 2022, with € 3,863 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JM CONFORT are Zejnjep Zafirovik and Jarkas Maan.
Directors
According to the 2025 annual accounts
Zejnjep Zafirovik
Director
since 2020
Jarkas Maan
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Rue Robesse 26
6041 Charleroi
Rue Pont-à-Migneloux 50
6041 Charleroi
Active since 12 February 2020
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0743.555.379
- VAT number
- BE 0743.555.379
- Registered office
- Rue Robesse 26, 6041 Charleroi
- Names & denominations
- JM CONFORT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 February 2020
- Peppol
- Active · Active since 23 Dec 2025
- Activities · NACE
Detailhandel in huismeubilair
Detailhandel in huismeubilair in gespecialiseerde winkels
Detailhandel in andere huishoudelijke artikelen, neg
Detailhandel in andere huishoudelijke artikelen in gespecialiseerde winkels, n.e.g.