Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
J&L from Tremelo, company number BE0743472534, closed financial year 2025 with a result of € -8,246 after tax. For that financial year J&L recorded a gross margin of € -6,790 and equity of € -45. Compared with financial year 2024, the result moved from € -7,801 to € -8,246. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 10, 2026.
€ -45
▼ € 8,246 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -8,246
▼ 6 % more loss than in 2024
Profit after tax over the fiscal year.
€ 629
▼ 71% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -30,045.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,902
▲ € 1,887 vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 31,921 | € -27,944 | € -4,436 | € -6,790 | ▼ € 2,354 |
| Profit after taxes | € 17,413 | € -33,762 | € -7,801 | € -8,246 | ▼ € 445 |
| Equity | € 49,764 | € 16,002 | € 8,201 | € -45 | ▼ € 8,246 |
| Total debts | € 128,297 | € 330,064 | € 403,872 | € 561,246 | ▲ 39% |
| Cash | € 70,413 | € 56,230 | € 2,159 | € 629 | ▼ 71% |
| Retained profit | € 19,764 | € -13,998 | € -21,799 | € -30,045 | ▼ € 8,246 |
| Bank debt | € 100,000 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 178,061 | € 346,066 | € 412,073 | € 561,201 | ▲ 36% |
Key figures of J&L, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J&L?
What happened at J&L in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 8,246. Source: NBB ↗
- Louis Van der Borght became a director. NBB
- Jelle Schoovaerts stepped down as director. NBB
- New establishment in Tremelo. KBO
- Jelle Schoovaerts became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 17,413 profit in 2022 to € 8,246 loss in 2025.
Paid € 2,469 in corporate taxes since 2022.
Best year ever: 2022, with € 17,413 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Louis Van der Borght
Director
since 2026
Jelle Schoovaerts
Director
since 2020 · until 2026
Establishments
Establishment units
Physical locations of this company
Balenbergstraat 13
3128 Tremelo
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0743.472.534
- VAT number
- BE 0743.472.534
- Registered office
- Balenbergstraat 13, 3128 Tremelo
- Names & denominations
- J&L
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 February 2020
- Peppol
- Active · Active since 2 Apr 2026
- Activities · NACE
Landschapsverzorging
Verhuur en lease van sport- en recreatieartikelen
Detailhandel in bloemen, planten, zaden en kunstmeststoffen
Handel in eigen onroerend goed