Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Ray-Création.eu from Nivelles, company number BE0742534406, closed financial year 2025 with a result of € 11,418 after tax. For that financial year Ray-Création.eu recorded a gross margin of € 14,490 and equity of € -9,470. Compared with financial year 2024, the result moved from € -13,795 to € 11,418. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -9,470
▲ € 11,418 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,418
▲ still € 13,795 loss in 2024
Profit after tax over the fiscal year.
€ 7,531
▲ € 6,981 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -12,470.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,944
▲ 17% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,732
▲ € 5,211 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 8,666 | € 3,575 | € -8,152 | € 14,490 | ▲ € 22,641 |
| Profit after taxes | € 5,099 | € -1,110 | € -13,795 | € 11,418 | ▲ € 25,212 |
| Equity | € -5,983 | € -7,092 | € -20,887 | € -9,470 | ▲ € 11,418 |
| Total debts | € 13,994 | € 12,625 | € 26,540 | € 23,786 | ▼ 10% |
| Cash | € 305 | € 845 | € 550 | € 7,531 | ▲ € 6,981 |
| Retained profit | € -8,983 | € -10,092 | € -23,887 | € -12,470 | ▲ € 11,418 |
| Balance sheet total | € 8,011 | € 5,532 | € 5,653 | € 14,316 | ▲ 153% |
Key figures of Ray-Création.eu, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Ray-Création.eu?
What happened at Ray-Création.eu in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 11,418. filed late Source: NBB ↗
- New establishment in Nivelles. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,099 profit in 2022 to € 11,418 profit in 2025.
Paid € 2,728 in corporate taxes since 2022.
Best year ever: 2025, with € 11,418 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Ray-Création.eu is BENOIT RAYMOND.
Directors
According to the 2025 annual accounts
BENOIT RAYMOND
Director
Establishments
Establishment units
Physical locations of this company
Chemin de la Vieille-Cour 53
1400 Nivelles
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0742.534.406
- VAT number
- BE 0742.534.406
- Registered office
- Chemin de la Vieille-Cour 53, 1400 Nivelles
- Names & denominations
- Ray-Création.eu
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 January 2020
- Peppol
- Active · Active since 11 Feb 2026
- Contact
- [email protected]
- Activities · NACE
Handel in eigen onroerend goed
Verhuur en exploitatie van sociale woningen
Activiteiten van syndici van onroerend goed
Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Ontwikkeling van residentiële bouwprojecten
Verhuur en exploitatie van terreinen
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