Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 33 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
REFIAL from Boom, company number BE0741860156, closed financial year 2025 with a result of € 4,047 after tax. For that financial year REFIAL recorded a gross margin of € 97,865 and equity of € 32,745. Compared with financial year 2024, the result moved from € 1,350 to € 4,047. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 1, 2026.
€ 32,745
▲ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,047
▲ 200% vs 2024
Profit after tax over the fiscal year.
€ 57,282
▲ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 22,895.
People and assets in 2025
€ 49,521
▼ 45% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 32,818
▼ 22% vs 2024
Of which on lease € 28,178.
Debts at end 2025
€ 8,995
▲ 173% vs 2024
€ 2,093 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 89,045
▲ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,559
▼ 47% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 104,347 | € 87,731 | € 123,835 | € 97,865 | ▼ 21% |
| Profit after taxes | € 2,169 | € 2,611 | € 1,350 | € 4,047 | ▲ 200% |
| Equity | € 24,737 | € 27,348 | € 28,698 | € 32,745 | ▲ 14% |
| Total debts | € 774,545 | € 645,191 | € 542,103 | € 612,820 | ▲ 13% |
| Cash | € 34,638 | € 8,693 | € 56,725 | € 57,282 | ▲ 1% |
| Land & buildings | € 55,660 | - | - | - | |
| Retained profit | € 14,887 | € 17,498 | € 18,848 | € 22,895 | ▲ 21% |
| Bank debt | € 0 | € 0 | € 3,298 | € 8,995 | ▲ 173% |
| Balance sheet total | € 799,282 | € 672,539 | € 570,801 | € 645,565 | ▲ 13% |
Key figures of REFIAL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to REFIAL?
What happened at REFIAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,047 (▲ 200% vs 2024). Source: NBB ↗
- New establishment in Boom. KBO
- Start of the company according to the CBE. KBO
- Andreas Lemmens became a director. NBB
In short
From € 2,169 profit in 2022 to € 4,047 profit in 2025.
Paid € 9,532 in corporate taxes since 2022.
Best year ever: 2025, with € 4,047 profit.
Management
Behind REFIAL is Andreas Lemmens.
Directors
According to the 2025 annual accounts
Andreas Lemmens
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Rupelweg 10
2850 Boom
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
one.com Mail
Hosting
ONECOM, DK
Domain
Domain
refialbv.com
Registered
2019-08-25
Registrar
One.com A/S
Expires
2026-08-25
Website info
Features
Security
Network
Details
- Company number
- 0741.860.156
- VAT number
- BE 0741.860.156
- Registered office
- Rupelweg 10, 2850 Boom
- Names & denominations
- REFIAL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 January 2020
- Peppol
- Active · Active since 10 Feb 2025
- Contact
- refialbv.com
- Activities · NACE
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