Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
CHAMALOC from Jalhay, company number BE0741789880, closed financial year 2025 with a result of € 748 after tax. For that financial year CHAMALOC recorded a gross margin of € 25,453 and equity of € 2,819. Compared with financial year 2024, the result moved from € 54,103 to € 748. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 2,819
▲ 36% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 748
▼ 99% vs 2024
Profit after tax over the fiscal year.
€ 28,571
▲ 168% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1,819.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 4,903
▼ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 308
▼ 12% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 39,033 | € 34,477 | € 86,475 | € 25,453 | ▼ 71% |
| Profit after taxes | € 2,730 | € 4,871 | € 54,103 | € 748 | ▼ 99% |
| Equity | € -56,903 | € -52,032 | € 2,071 | € 2,819 | ▲ 36% |
| Total debts | € 531,835 | € 508,581 | € 329,283 | € 322,189 | ▼ 2% |
| Cash | € 1,514 | € 919 | € 10,649 | € 28,571 | ▲ 168% |
| Land & buildings | € 338,543 | € 292,779 | € 197,027 | € 146,315 | ▼ 26% |
| Retained profit | € -57,903 | € -53,032 | € 1,071 | € 1,819 | ▲ 70% |
| Bank debt | € 123,069 | € 118,588 | € 0 | € 0 | |
| Balance sheet total | € 474,932 | € 456,549 | € 331,355 | € 325,008 | ▼ 2% |
Key figures of CHAMALOC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to CHAMALOC?
What happened at CHAMALOC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 748 (▼ 99% vs 2024). Source: NBB ↗
- New establishment in Jalhay. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,730 profit in 2022 to € 748 profit in 2025.
Paid € 660 in corporate taxes since 2022.
Best year ever: 2024, with € 54,103 profit.
Management
Behind CHAMALOC is Nature et Homme. Nature et Homme is also behind LES EPINOCHES, ARDENNES VACANCES, Beau Rivage, LOCAVERT and Compagnie rurale de Belgique.
Directors
According to the 2025 annual accounts
Director · represented by Rodolphe SAGEHOMME
Also active at: LES EPINOCHES, ARDENNES VACANCES, Beau Rivage, LOCAVERT, Compagnie rurale de Belgique, ONEGIA
Establishments
Establishment units
Physical locations of this company
Herbiester 217
4845 Jalhay
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →HASSELBROUCK
€ 2,279 gross margin · 2025
NATURE ET HOMME same network
Maison des cerfs
Beau Rivage same network
€ 71,890 gross margin · 2025
LOCAVERT same network
€ 12,217 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0741.789.880
- VAT number
- BE 0741.789.880
- Registered office
- Herbiester 217, 4845 Jalhay
- Names & denominations
- CHAMALOC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 January 2020
- Peppol
- Not registered
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen