Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Gérard & Fils Entreprise du Bâtiment SRL from Bertrix, company number BE0741738907, closed financial year 2025 with a result of € -52,159 after tax. For that financial year Gérard & Fils Entreprise du Bâtiment SRL recorded a gross margin of € 1.4 million and equity of € -273,350. Compared with financial year 2024, the result moved from € -235,611 to € -52,159. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2026.
€ -273,350
▼ € 52,159 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -52,159
▲ 78 % less loss than in 2024
Profit after tax over the fiscal year.
€ 104,061
▲ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -276,850.
People and assets in 2025
€ 1.2 million
▲ 18% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 247,085
▼ 19% vs 2024
Of which on lease € 133,367.
Debts at end 2025
€ 311,545
▼ 23% vs 2024
€ 88,751 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 523,967
▲ 99% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 217,702
▼ 24% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 587,283 | € 882,329 | € 988,456 | € 1,368,232 | ▲ 38% |
| Profit after taxes | € 46,297 | € -36,194 | € -235,611 | € -52,159 | ▲ € 183,452 |
| Equity | € 50,615 | € 14,421 | € -221,190 | € -273,350 | ▼ € 52,159 |
| Total debts | € 461,464 | € 864,625 | € 970,196 | € 1,064,187 | ▲ 10% |
| Cash | € 81,218 | € 19,532 | € 71,557 | € 104,061 | ▲ 45% |
| Retained profit | € 47,115 | € 10,921 | € -224,690 | € -276,850 | ▼ € 52,159 |
| Bank debt | € 198,766 | € 429,302 | € 406,742 | € 311,545 | ▼ 23% |
| Balance sheet total | € 512,079 | € 879,045 | € 749,006 | € 790,837 | ▲ 6% |
Key figures of Gérard & Fils Entreprise du Bâtiment SRL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Gérard & Fils Entreprise du Bâtiment SRL?
What happened at Gérard & Fils Entreprise du Bâtiment SRL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 52,159. filed late Source: NBB ↗
- New establishment in Bertrix. KBO
- ALAIN GERARD became a director. NBB
- ALAN GERARD became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 46,297 profit in 2022 to € 52,159 loss in 2025.
Paid € 11,953 in corporate taxes since 2022.
Best year ever: 2022, with € 46,297 profit.
Management
Behind Gérard & Fils Entreprise du Bâtiment SRL are ALAIN GERARD and ALAN GERARD.
Directors
According to the 2025 annual accounts
ALAIN GERARD
Director
since 2020
ALAN GERARD
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Rue de Champ des Cailloux,Acre. 2
6880 Bertrix
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0741.738.907
- VAT number
- BE 0741.738.907
- Registered office
- Rue de Champ des Cailloux,Acre. 2, 6880 Bertrix
- Names & denominations
- Gérard & Fils Entreprise du Bâtiment SRL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 January 2020
- Peppol
- Active · Active since 20 Nov 2025
- Contact
- [email protected] +32499132678
- Activities · NACE
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