Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Figures corrected NBB
Corrected annual account filed for 2025.
Financials
Financial year 2026
SEMAL CONTEMPORAIN from Namur, company number BE0741644083, closed financial year 2026 with a result of € 80,796 after tax. For that financial year SEMAL CONTEMPORAIN recorded a gross margin of € 537,650 and equity of € 149,558. Compared with financial year 2025, the result moved from € 79,096 to € 80,796. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 24, 2026.
€ 149,558
▲ 117% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 80,796
▲ 2% vs 2025
Profit after tax over the fiscal year.
€ 125,045
▼ 65% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € 134,558.
People and assets in 2026
7.4
Average over the fiscal year, from the social balance sheet.
€ 365,989
▲ 8% vs 2025
€ 49,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 64,535
▼ 27% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 346,972
▲ 16% vs 2025
€ 42,164 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 273,574
▲ 4% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 113,081
▲ 17% vs 2025
Taxes, VAT and social contributions still to pay.
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| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 230,047 | € 369,365 | € 557,971 | € 537,650 | ▼ 4% |
| Profit after taxes | € 39,849 | € 51,334 | € 79,096 | € 80,796 | ▲ 2% |
| Equity | € 158,190 | € 209,667 | € 68,763 | € 149,558 | ▲ 117% |
| Total debts | € 416,495 | € 387,643 | € 879,076 | € 892,115 | ▲ 1% |
| Cash | € 37,729 | € 93,369 | € 353,300 | € 125,045 | ▼ 65% |
| Land & buildings | € 309,077 | € 292,302 | € 277,629 | € 260,334 | ▼ 6% |
| Retained profit | € 143,190 | € 194,667 | € 53,763 | € 134,558 | ▲ 150% |
| Dividend | € 0 | € 0 | € 220,000 | € 0 | ▼ 100% |
| Bank debt | € 256,059 | € 245,769 | € 297,844 | € 346,972 | ▲ 16% |
| Balance sheet total | € 574,685 | € 597,310 | € 947,838 | € 1,041,673 | ▲ 10% |
| Employees (FTE) | - | - | - | 7.4 |
Key figures of SEMAL CONTEMPORAIN, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to SEMAL CONTEMPORAIN?
What happened at SEMAL CONTEMPORAIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 80,796 (▲ 2% vs 2025). Source: NBB ↗
- Sarah Lutgen became a director. NBB
- New establishment in Namur. KBO
- Sébastien Semal became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 39,849 profit in 2023 to € 80,796 profit in 2026.
Paid € 101,987 in corporate taxes since 2023.
Best year ever: 2026, with € 80,796 profit.
On average € 72,700 of value added per employee in 2026.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SEMAL CONTEMPORAIN are Sarah Lutgen and Sébastien Semal.
Directors
According to the 2026 annual accounts
Sarah Lutgen
Director
since 2025
Sébastien Semal
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Rue Jacques Dubois(FW) 10 box A
5020 Namur
Rue du Fond du Maréchal(RH) 7
5020 Namur
Active since 16 January 2020
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Hostinger Mail
Hosting
GOOGLE-CLOUD-PLATFORM - Google LLC, US
Website info
Features
Security
Network
Details
- Company number
- 0741.644.083
- VAT number
- BE 0741.644.083
- Registered office
- Rue Jacques Dubois(FW) 10 bus A, 5020 Namur
- Names & denominations
- SEMAL CONTEMPORAIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 January 2020
- Peppol
- Active · Active since 21 Oct 2025
- Activities · NACE
Schrijnwerk