What does ACD GROUP do?

ACD GROUP is an insurance broker in Soignies. Private Limited, started on 15 January 2020, 1 establishment.

What is the address of ACD GROUP?

The registered office of ACD GROUP is located at Rue de Binche 105, 7061 Soignies.

Is ACD GROUP still active?

Yes. According to the CBE (31 October 2026) ACD GROUP is active, legal situation “Normale toestand”, started on 15 January 2020.

Is ACD GROUP registered on Peppol?

Yes, ACD GROUP is registered on the Peppol network with ID 0208:0741578262.

What is the enterprise number of ACD GROUP?

The enterprise number of ACD GROUP is BE0741578262.

When was ACD GROUP founded?

ACD GROUP was founded on 15 January 2020.

Who are the directors of ACD GROUP?

According to the 2025 annual accounts, the directors of ACD GROUP are: Caroline CHIREZ, Cédric DRUART.

Is ACD GROUP a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 15 January 2020; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did ACD GROUP make in 2025?

ACD GROUP posted a profit after taxes of € 140,840 in financial year 2025.

What is the revenue of ACD GROUP?

As a small company, ACD GROUP is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 245,953.

Does ACD GROUP have a website?

Yes, ACD GROUP has a website at acdgroup.be.

ACD GROUP (Private Limited) - Soignies - BE0741578262

Dossier ACD GROUP, printed on 31 October 2026 from databakkes.be/en/0741578262/acd-group. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

ACD GROUP from Soignies, company number BE0741578262, closed financial year 2025 with a result of € 140,840 after tax. For that financial year ACD GROUP recorded a gross margin of € 245,953 and equity of € 55,459. Compared with financial year 2024, the result moved from € 118,529 to € 140,840. Profitable, and profit is growing. The buffer shrank hard: equity is 65 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.

What it is worth Shrank hard

€ 55,459

▼ 65% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 140,840

▲ 19% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 39,235

▼ 27% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 244,118 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Vehicles and equipment

€ 105,110

▲ € 89,697 vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 284

▼ 58% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 22,500

▲ € 20,099 vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 154,172 Gross margin 2022: € 154,172 First fiscal year in the series	€ 167,605 Gross margin 2023: € 167,605 ▲ 9% vs 2022 (€ 154,172) Favourable step	€ 226,012 Gross margin 2024: € 226,012 ▲ 35% vs 2023 (€ 167,605) Favourable step	€ 245,953 Gross margin 2025: € 245,953 ▲ 9% vs 2024 (€ 226,012) Favourable step	▲ 9%
Profit after taxes	€ 64,977 Profit after taxes 2022: € 64,977 First fiscal year in the series	€ 75,778 Profit after taxes 2023: € 75,778 ▲ 17% vs 2022 (€ 64,977) Favourable step	€ 118,529 Profit after taxes 2024: € 118,529 ▲ 56% vs 2023 (€ 75,778) Favourable step	€ 140,840 Profit after taxes 2025: € 140,840 ▲ 19% vs 2024 (€ 118,529) Favourable step	▲ 19%
Equity	€ 135,018 Equity 2022: € 135,018 First fiscal year in the series	€ 99,031 Equity 2023: € 99,031 ▼ 27% vs 2022 (€ 135,018) Unfavourable step	€ 158,736 Equity 2024: € 158,736 ▲ 60% vs 2023 (€ 99,031) Favourable step	€ 55,459 Equity 2025: € 55,459 ▼ 65% vs 2024 (€ 158,736) Unfavourable step	▼ 65%
Total debts	€ 84,508 Total debts 2022: € 84,508 First fiscal year in the series	€ 130,188 Total debts 2023: € 130,188 ▲ 54% vs 2022 (€ 84,508) Unfavourable step	€ 3,073 Total debts 2024: € 3,073 ▼ 98% vs 2023 (€ 130,188) Favourable step	€ 150,496 Total debts 2025: € 150,496 ▲ € 147,423 vs 2024 (€ 3,073) Unfavourable step	▲ € 147,423
Cash	€ 10,268 Cash 2022: € 10,268 First fiscal year in the series	€ 62,065 Cash 2023: € 62,065 ▲ € 51,797 vs 2022 (€ 10,268) Favourable step	€ 53,494 Cash 2024: € 53,494 ▼ 14% vs 2023 (€ 62,065) Unfavourable step	€ 39,235 Cash 2025: € 39,235 ▼ 27% vs 2024 (€ 53,494) Unfavourable step	▼ 27%
Land & buildings	-	€ 7,186 Land & buildings 2023: € 7,186 First fiscal year in the series	€ 5,500 Land & buildings 2024: € 5,500 ▼ 23% vs 2023 (€ 7,186) Unchanged	€ 3,814 Land & buildings 2025: € 3,814 ▼ 31% vs 2024 (€ 5,500) Unchanged	▼ 31%
Retained profit	€ 132,018 Retained profit 2022: € 132,018 First fiscal year in the series	€ 96,031 Retained profit 2023: € 96,031 ▼ 27% vs 2022 (€ 132,018) Unfavourable step	€ 155,736 Retained profit 2024: € 155,736 ▲ 62% vs 2023 (€ 96,031) Favourable step	€ 52,459 Retained profit 2025: € 52,459 ▼ 66% vs 2024 (€ 155,736) Unfavourable step	▼ 66%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 111,765 Dividend 2023: € 111,765 Unchanged (€ 0) Unchanged	€ 58,824 Dividend 2024: € 58,824 ▼ 47% vs 2023 (€ 111,765) Unchanged	€ 244,118 Dividend 2025: € 244,118 ▲ € 185,294 vs 2024 (€ 58,824) Unchanged	▲ € 185,294
Balance sheet total	€ 219,525 Balance sheet total 2022: € 219,525 First fiscal year in the series	€ 229,219 Balance sheet total 2023: € 229,219 ▲ 4% vs 2022 (€ 219,525) Unchanged	€ 161,809 Balance sheet total 2024: € 161,809 ▼ 29% vs 2023 (€ 229,219) Unchanged	€ 205,955 Balance sheet total 2025: € 205,955 ▲ 27% vs 2024 (€ 161,809) Unchanged	▲ 27%

Key figures of ACD GROUP, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ACD GROUP?

What happened at ACD GROUP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 28, 2026 New annual accounts for financial year 2025: profit of € 140,840 (▲ 19% vs 2024). Source: NBB ↗
Jan 15, 2020 New establishment in Soignies. KBO
Jan 15, 2020 Start of the company according to the CBE. KBO
2020 Cédric DRUART became a director. NBB

In short

From € 64,977 profit in 2022 to € 140,840 profit in 2025.

Paid € 140,367 in corporate taxes since 2022.

Best year ever: 2025, with € 140,840 profit.

Paid out € 414,706 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Caroline CHIREZ Cédric DRUART

ACD GROUP

Behind ACD GROUP are Caroline CHIREZ and Cédric DRUART.

Directors

According to the 2025 annual accounts

Caroline CHIREZ

Director

Cédric DRUART

Director

since 2020

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de Binche 105

7061 Soignies

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS acdgroup.be

Canonical: https://www.acdgroup.be/fr-be

Technologies

DrupalFont AwesomeMatomoOpenCartOptinMonsterPHPVimeoYoast SEOYouTube Embed

Hosting & Email

Email provider

Microsoft 365

Hosting

LEVEL27-AS * Please direct all complaints to [email protected] *, BE

Website info

HTTPS Ja

Languages FR

Features

Webshop Blog Jobs Contact page

Security

✓ HTTPS

✓ SPF

✗ DMARC

Network

✓ IPv6

Details

Company number

0741.578.262

VAT number

BE 0741.578.262

Registered office

Rue de Binche 105, 7061 Soignies

Names & denominations

ACD GROUP · Assurances Cédric Druart

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

15 January 2020

Peppol

Active · Active since 14 Oct 2025

Contact

acdgroup.be [email protected] +32475216162

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis

Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg

Overige gespecialiseerde wetenschappelijke en technische activiteiten

View on CBE Public ↗ Annual accounts (NBB) ↗