Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PAMAL from Incourt, company number BE0741486212, closed financial year 2025 with a result of € 9,216 after tax. For that financial year PAMAL recorded revenue of € 210,481 and equity of € 6,808. Compared with financial year 2024, the result moved from € 6,454 to € 9,216. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 28, 2026.
€ 6,808
▲ € 7,550 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 9,216
▲ 43% vs 2024
Profit after tax over the fiscal year.
€ 12,437
▲ € 9,623 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1,666 paid out
18 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 1,394
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,335
▼ 33% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 204,952
▲ 6% vs 2024
€ 27,923 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 1,328
▼ 92% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,047
▼ 18% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | - | € 210,481 | |
| Gross margin | € 2,136 | € 18,494 | € 30,276 | € 69,077 | ▲ 128% |
| Profit after taxes | € -17,484 | € -3,021 | € 6,454 | € 9,216 | ▲ 43% |
| Equity | € -4,175 | € -7,196 | € -742 | € 6,808 | ▲ € 7,550 |
| Total debts | € 267,580 | € 259,936 | € 313,261 | € 268,839 | ▼ 14% |
| Cash | € 77,709 | € 29,603 | € 2,814 | € 12,437 | ▲ € 9,623 |
| Land & buildings | € 25,549 | € 173,802 | € 183,578 | € 161,507 | ▼ 12% |
| Retained profit | € -4,375 | € -7,396 | € -942 | € 6,608 | ▲ € 7,550 |
| Dividend | € 0 | € 0 | € 0 | € 1,666 | |
| Bank debt | € 211,445 | € 209,678 | € 192,766 | € 204,952 | ▲ 6% |
| Balance sheet total | € 263,406 | € 252,740 | € 312,519 | € 293,876 | ▼ 6% |
Key figures of PAMAL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PAMAL?
What happened at PAMAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 9,216 (▲ 43% vs 2024). Source: NBB ↗
- New establishment in Perwez. KBO
- New establishment in Incourt. KBO
- Start of the company according to the CBE. KBO
In short
From € 17,484 loss in 2022 to € 9,216 profit in 2025.
Paid € 19,898 in corporate taxes since 2022.
Best year ever: 2025, with € 9,216 profit.
Paid out € 1,666 in dividends to the owners in total.
Establishments
Establishment units
Physical locations of this company
Rue de Thorembais 3
1315 Incourt
Place du Levant 1 box 3
1360 Perwez
Active since 1 May 2024
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0741.486.212
- VAT number
- BE 0741.486.212
- Registered office
- Rue de Thorembais 3, 1315 Incourt
- Names & denominations
- PAMAL · PPL CONSULTANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 January 2020
- Peppol
- Active · Active since 26 Feb 2025
- Activities · NACE
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