Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JMCK from Péruwelz, company number BE0739721901, closed financial year 2025 with a result of € 31,071 after tax. For that financial year JMCK recorded a gross margin of € 177,672 and equity of € 15,140. Compared with financial year 2024, the result moved from € 2,294 to € 31,071. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 31, 2026.
€ 15,140
▲ € 31,071 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 31,071
▲ € 28,777 vs 2024
Profit after tax over the fiscal year.
€ 26,754
▲ € 22,225 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 5,140.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 102,575
▼ 1% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 21,243
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 115,051
▼ 31% vs 2024
€ 35,898 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 26,448
▼ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,538
▼ 18% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 102,352 | € 188,522 | € 156,437 | € 177,672 | ▲ 14% |
| Profit after taxes | € -59,122 | € 31,177 | € 2,294 | € 31,071 | ▲ € 28,777 |
| Equity | € -49,402 | € -18,225 | € -15,931 | € 15,140 | ▲ € 31,071 |
| Total debts | € 320,692 | € 256,199 | € 210,368 | € 160,884 | ▼ 24% |
| Cash | € 6,210 | € 8,200 | € 4,529 | € 26,754 | ▲ € 22,225 |
| Retained profit | € -59,402 | € -28,225 | € -25,931 | € 5,140 | ▲ € 31,071 |
| Bank debt | € 253,928 | € 206,329 | € 166,749 | € 115,051 | ▼ 31% |
| Balance sheet total | € 271,291 | € 237,975 | € 194,438 | € 176,025 | ▼ 9% |
Key figures of JMCK, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to JMCK?
What happened at JMCK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 31,071 (▲ € 28,777 vs 2024). Source: NBB ↗
- New establishment in Péruwelz. KBO
- Julie MERTEN became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 59,122 loss in 2022 to € 31,071 profit in 2025.
Paid € 570 in corporate taxes since 2022.
Best year ever: 2023, with € 31,177 profit.
Management
Behind JMCK is Julie MERTEN.
Directors
According to the 2025 annual accounts
Julie MERTEN
Director
since 2019
Establishments
Establishment units
Physical locations of this company
Rue Neuve Chaussée(PER) 88B
7600 Péruwelz
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0739.721.901
- VAT number
- BE 0739.721.901
- Registered office
- Rue Neuve Chaussée(PER) 88B, 7600 Péruwelz
- Names & denominations
- JMCK
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 December 2019
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Industriële vervaardiging van brood en van vers banketbakkerswerk
Eetgelegenheden met beperkte bediening
Detailhandel in brood en banketbakkerswerk (koude bakkers)