Financials
Financial year 2024
ASB ASSUR & ASSOCIES from Verviers, company number BE0739548784, closed financial year 2024 with a result of € 254,858 after tax. For that financial year ASB ASSUR & ASSOCIES recorded a gross margin of € 185,807 and equity of € 1.2 million. Compared with financial year 2023, the result moved from € 165,004 to € 254,858. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2025.
€ 1.2 million
▲ 28% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 254,858
▲ 54% vs 2023
Profit after tax over the fiscal year.
€ 120,241
▲ € 110,452 vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 938,433.
People and assets in 2024
€ 57,591
▼ 28% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 462,896
▼ 19% vs 2023
€ 113,220 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 6,052
▼ 31% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 13,221
▼ 75% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 128,788 | € 138,662 | € 139,448 | € 185,807 | ▲ 33% |
| Profit after taxes | € 209,086 | € 106,422 | € 165,004 | € 254,858 | ▲ 54% |
| Equity | € 672,149 | € 758,571 | € 923,575 | € 1,178,433 | ▲ 28% |
| Total debts | € 847,306 | € 796,591 | € 636,750 | € 482,676 | ▼ 24% |
| Cash | € 67,338 | € 56,233 | € 9,789 | € 120,241 | ▲ € 110,452 |
| Retained profit | € 432,149 | € 518,571 | € 683,575 | € 938,433 | ▲ 37% |
| Dividend | € 0 | € 20,000 | € 0 | € 0 | |
| Bank debt | € 792,875 | € 684,472 | € 574,487 | € 462,896 | ▼ 19% |
| Balance sheet total | € 1,519,455 | € 1,555,162 | € 1,560,325 | € 1,661,109 | ▲ 6% |
Key figures of ASB ASSUR & ASSOCIES, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to ASB ASSUR & ASSOCIES?
What happened at ASB ASSUR & ASSOCIES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 254,858 (▲ 54% vs 2023). Source: NBB ↗
- New establishment in Vielsalm. KBO
- Alicia Etienne became a director. NBB
- Sandra Thomas became a director. NBB
- New establishment in Liège. KBO
- New establishment in Verviers. KBO
- New establishment in Malmedy. KBO
- Laurent Wyzen became a director. NBB
In short
From € 209,086 profit in 2021 to € 254,858 profit in 2024.
Paid € 165,606 in corporate taxes since 2021.
Best year ever: 2024, with € 254,858 profit.
Paid out € 20,000 in dividends to the owners in total.
A new publication or filing at ASB ASSUR & ASSOCIES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ASB ASSUR & ASSOCIES are Laurent Wyzen, Sandra Thomas, Alicia Etienne and Serge Bougard. It owns 100% of ASB ASSUR itself.
Directors
According to the 2024 annual accounts
Laurent Wyzen
Director
since 2019
Sandra Thomas
Director
since 2022
Alicia Etienne
Director
since 2023
Serge Bougard
Chairman of the board, Director
since 2019
Establishments
Establishment units
Physical locations of this company
Avenue Reine Astrid 116
4802 Verviers
Rue de Herve 435
4030 Liège
Active since 1 January 2020
Avenue des Alliés 15
4960 Malmedy
Active since 1 January 2020
Rue du Vieux-Marché 44
6690 Vielsalm
Active since 1 November 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0739.548.784
- VAT number
- BE 0739.548.784
- Registered office
- Avenue Reine Astrid 116, 4802 Verviers
- Names & denominations
- ASB ASSUR & ASSOCIES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 December 2019
- Peppol
- Active · Active since 12 Mar 2026
- Activities · NACE
Activiteiten van holdings
Holdings
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
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