Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
NIVEST from Wavre, company number BE0738935904, closed financial year 2025 with a result of € 144,831 after tax. For that financial year NIVEST recorded revenue of € 300,000 and equity of € 778,704. Compared with financial year 2024, the result moved from € 140,826 to € 144,831. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 21, 2026.
€ 778,704
▲ 23% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 144,831
▲ 3% vs 2024
Profit after tax over the fiscal year.
€ 17,066
▲ € 15,048 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 768,704.
Debts at end 2025
€ 2 million
▼ 8% vs 2024
€ 164,479 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 15,719
▼ 67% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 50,817
▼ 15% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 300,000 | € 300,000 | € 300,000 | € 300,000 | |
| Gross margin | € 274,936 | € 218,386 | € 262,271 | € 262,232 | |
| Profit after taxes | € 155,071 | € 100,174 | € 140,826 | € 144,831 | ▲ 3% |
| Equity | € 392,873 | € 493,047 | € 633,873 | € 778,704 | ▲ 23% |
| Total debts | € 3,210,152 | € 2,863,697 | € 2,685,978 | € 2,530,995 | ▼ 6% |
| Cash | € 96,776 | € 13,438 | € 2,018 | € 17,066 | ▲ € 15,048 |
| Land & buildings | € 3,054,400 | € 3,029,200 | € 3,004,000 | € 2,978,800 | ▼ 1% |
| Retained profit | € 382,873 | € 483,047 | € 623,873 | € 768,704 | ▲ 23% |
| Bank debt | € 2,466,216 | € 2,305,401 | € 2,136,439 | € 1,973,200 | ▼ 8% |
| Balance sheet total | € 3,603,025 | € 3,356,744 | € 3,319,851 | € 3,309,699 |
Key figures of NIVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to NIVEST?
What happened at NIVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 144,831 (▲ 3% vs 2024). Source: NBB ↗
- STEPHANE SERTANG became a director. NBB
- VINCENT VANDENBROECK became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 155,071 profit in 2022 to € 144,831 profit in 2025.
Paid € 174,910 in corporate taxes since 2022.
Best year ever: 2022, with € 155,071 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind NIVEST are STEPHANE SERTANG and VINCENT VANDENBROECK. VINCENT VANDENBROECK is also behind Ginion Classics, GINION GROUP, FRANCORCHAMPS MOTORS BRUSSELS, Clos des Bruyères Real Estate and Chaussée de Bruxelles Real Estate.
Directors
According to the 2025 annual accounts
STEPHANE SERTANG
Director
since 2019
VINCENT VANDENBROECK
Director
Also active at: Ginion Classics, GINION GROUP, FRANCORCHAMPS MOTORS BRUSSELS, Clos des Bruyères Real Estate, Chaussée de Bruxelles Real Estate, Ginion Wavre Real Estate
since 2019
Establishments
Establishment units
Physical locations of this company
Chaussée de Namur 250
1300 Wavre
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0738.935.904
- VAT number
- BE 0738.935.904
- Registered office
- Chaussée de Namur 250, 1300 Wavre
- Names & denominations
- NIVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 December 2019
- Peppol
- Active · Active since 6 Nov 2025