Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
86 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Combi Motors Belgium from Brasschaat, company number BE0738604421, closed financial year 2025 with a result of € -104,226 after tax. For that financial year Combi Motors Belgium recorded a gross margin of € 363,823 and equity of € -194,505. Compared with financial year 2024, the result moved from € -255,618 to € -104,226. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 23, 2026.
€ -194,505
▼ € 104,226 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -104,226
▲ 59 % less loss than in 2024
Profit after tax over the fiscal year.
€ 19,097
▼ 19% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.1 million.
People and assets in 2025
5
▲ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 444,749
▲ 20% vs 2024
€ 88,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 62,301
▼ 19% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 7,649
▼ 55% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 671
▼ 4% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -34,241 | € 27,211 | € 142,470 | € 363,823 | ▲ 155% |
| Profit after taxes | € -184,437 | € -274,268 | € -255,618 | € -104,226 | ▲ € 151,392 |
| Equity | € -460,394 | € -734,661 | € -90,279 | € -194,505 | ▼ € 104,226 |
| Total debts | € 489,225 | € 800,161 | € 199,670 | € 308,057 | ▲ 54% |
| Cash | € 1,777 | € 14,285 | € 23,525 | € 19,097 | ▼ 19% |
| Retained profit | € -460,494 | € -734,761 | € -990,379 | € -1,094,605 | ▼ € 104,226 |
| Balance sheet total | € 28,832 | € 65,500 | € 109,391 | € 113,552 | ▲ 4% |
| Employees (FTE) | 2.1 | 3.9 | 4.7 | 5 | ▲ 0.3 |
Key figures of Combi Motors Belgium, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Combi Motors Belgium?
What happened at Combi Motors Belgium in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 104,226. Source: NBB ↗
- Independent Captive Management Services S.A. became a director. NBB
- New establishment in Brasschaat. KBO
- Quakel Holding BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 184,437 loss in 2022 to € 104,226 loss in 2025.
Paid € 2,373 in corporate taxes since 2022.
On average € 72,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Combi Motors Belgium are Independent Captive Management Services S.A. and Quakel Holding BV. Independent Captive Management Services S.A. is also behind Quakel Belgium.
Directors
According to the 2025 annual accounts
Independent Captive Management Services S.A.
Director · represented by Neyt Philippe
Also active at: Quakel Belgium
since 2021
Director · represented by Heppener Arthur
since 2019
Establishments
Establishment units
Physical locations of this company
Kapelsesteenweg 292
2930 Brasschaat
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 86 companies are registered at this address.
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€ -11,704 gross margin · 2025
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€ 1,763 gross margin · 2025
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€ -37,499 gross margin · 2025
CADEM
€ 249,080 gross margin · 2025
Vandomij
€ -4,709 gross margin · 2024
+81 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Self-hosted
Hosting
SNEL, NL
Website info
Features
Security
Details
- Company number
- 0738.604.421
- VAT number
- BE 0738.604.421
- Registered office
- Kapelsesteenweg 292, 2930 Brasschaat
- Names & denominations
- Combi Motors Belgium
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 November 2019
- Peppol
- Active · Active since 18 Dec 2025
- Contact
- combimotors.be [email protected]
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars