Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Charbo Expertises Immobilières from Leuze-en-Hainaut, company number BE0737983720, closed financial year 2025 with a result of € -3,631 after tax. For that financial year Charbo Expertises Immobilières recorded a gross margin of € -20 and equity of € -7,838. Compared with financial year 2024, the result moved from € 2,586 to € -3,631. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 27, 2026.
€ -7,838
▼ € 3,631 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,631
▼ still € 2,586 profit in 2024
Profit after tax over the fiscal year.
€ 64
▲ 148% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -12,838.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 37
▼ 99% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 20
▲ 95% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7
▼ € 1,683 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,502 | € 7,232 | € 8,313 | € -20 | ▼ € 8,333 |
| Profit after taxes | € -6,211 | € 1,296 | € 2,586 | € -3,631 | ▼ € 6,217 |
| Equity | € -8,089 | € -6,793 | € -4,207 | € -7,838 | ▼ € 3,631 |
| Total debts | € 24,424 | € 17,027 | € 7,978 | € 9,034 | ▲ 13% |
| Cash | € 4,983 | € 3,758 | € 26 | € 64 | ▲ 148% |
| Retained profit | € -13,089 | € -11,793 | € -9,207 | € -12,838 | ▼ € 3,631 |
| Bank debt | € 6,667 | € 3,333 | € 0 | € 0 | |
| Balance sheet total | € 16,335 | € 10,234 | € 3,771 | € 1,196 | ▼ 68% |
Key figures of Charbo Expertises Immobilières, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Charbo Expertises Immobilières?
What happened at Charbo Expertises Immobilières in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,631 (▼ € 6,217 vs 2024). filed late Source: NBB ↗
- New establishment in Leuze-en-Hainaut. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,211 loss in 2022 to € 3,631 loss in 2025.
Paid € 3,613 in corporate taxes since 2022.
Best year ever: 2024, with € 2,586 profit.
Management
Behind Charbo Expertises Immobilières is Isabelle CHARBO.
Directors
According to the 2025 annual accounts
Isabelle CHARBO
Manager
Establishments
Establishment units
Physical locations of this company
Rue de Wattines(C.W.) 6
7903 Leuze-en-Hainaut
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0737.983.720
- VAT number
- BE 0737.983.720
- Registered office
- Rue de Wattines(C.W.) 6, 7903 Leuze-en-Hainaut
- Names & denominations
- Charbo Expertises Immobilières · C.E.I.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 November 2019
- Peppol
- Not registered
- Contact
- [email protected] +32470094020