Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 8 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BNV IMMO from Merelbeke-Melle, company number BE0737957192, closed financial year 2025 with a result of € -13,136 after tax. For that financial year BNV IMMO recorded a gross margin of € -7,545 and equity of € -138,147. Compared with financial year 2024, the result moved from € 1,926 to € -13,136. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.
€ -138,147
▼ € 13,136 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -13,136
▼ still € 1,926 profit in 2024
Profit after tax over the fiscal year.
€ 533
▼ 24% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -238,147.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -4,911 | € -2,936 | € 18,904 | € -7,545 | ▼ € 26,449 |
| Profit after taxes | € -34,267 | € -176,804 | € 1,926 | € -13,136 | ▼ € 15,062 |
| Equity | € 49,867 | € -126,938 | € -125,012 | € -138,147 | ▼ € 13,136 |
| Total debts | € 2,329,404 | € 236,127 | € 304,630 | € 150,779 | ▼ 51% |
| Cash | € 8,227 | € 8,558 | € 698 | € 533 | ▼ 24% |
| Retained profit | € -50,133 | € -226,938 | € -225,012 | € -238,147 | ▼ € 13,136 |
| Bank debt | € 2,047,969 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 2,379,270 | € 109,189 | € 179,618 | € 12,632 | ▼ 93% |
Key figures of BNV IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BNV IMMO?
What happened at BNV IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 13,136 (▼ € 15,062 vs 2024). Source: NBB ↗
- New establishment in Merelbeke-Melle. KBO
- Nancy Fernande Van Damme became a director. NBB
- Bart Vandepitte became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 34,267 loss in 2022 to € 13,136 loss in 2025.
Best year ever: 2024, with € 1,926 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BNV IMMO are Nancy Fernande Van Damme and Bart Vandepitte. Bart Vandepitte is also behind BNV Concepts.
Directors
According to the 2025 annual accounts
Nancy Fernande Van Damme
Director
since 2019
since 2019
Establishments
Establishment units
Physical locations of this company
Collegebaan 10
9090 Merelbeke-Melle
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0737.957.192
- VAT number
- BE 0737.957.192
- Registered office
- Collegebaan 10, 9090 Merelbeke-Melle
- Names & denominations
- BNV IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 November 2019
- Peppol
- Active · Active since 12 Dec 2025
- Activities · NACE
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