What does CFINANCE HOLDING do?

CFINANCE HOLDING is registered with the CBE as active in: Activiteiten van holdings. Private Limited, started on 18 November 2019, 1 establishment.

What is the address of CFINANCE HOLDING?

The registered office of CFINANCE HOLDING is located at Fortstraat 27, 8400 Oostende.

Is CFINANCE HOLDING still active?

Yes. According to the CBE (29 October 2026) CFINANCE HOLDING is active, legal situation “Normale toestand”, started on 18 November 2019.

Is CFINANCE HOLDING registered on Peppol?

Yes, CFINANCE HOLDING is registered on the Peppol network with ID 0208:0737797638.

What is the enterprise number of CFINANCE HOLDING?

The enterprise number of CFINANCE HOLDING is BE0737797638.

When was CFINANCE HOLDING founded?

CFINANCE HOLDING was founded on 18 November 2019.

Who are the directors of CFINANCE HOLDING?

According to the 2025 annual accounts, the directors of CFINANCE HOLDING are: JGD BV, TJK Invest BV.

Is CFINANCE HOLDING a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 18 November 2019; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did CFINANCE HOLDING make in 2025?

CFINANCE HOLDING posted a profit after taxes of € 254,024 in financial year 2025.

What is the revenue of CFINANCE HOLDING?

As a small company, CFINANCE HOLDING is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 165,207.

CFINANCE HOLDING (Private Limited) - Oostende

Dossier CFINANCE HOLDING, printed on 29 October 2026 from databakkes.be/en/0737797638/cfinance-holding. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.
Busy address KBO

10 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

CFINANCE HOLDING from Oostende, company number BE0737797638, closed financial year 2025 with a result of € 254,024 after tax. For that financial year CFINANCE HOLDING recorded a gross margin of € 165,207 and equity of € 1.5 million. Compared with financial year 2024, the result moved from € 201,559 to € 254,024. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 26, 2026.

What it is worth Growing

€ 1.5 million

▲ 20% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 254,024

▲ 26% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 37,745

▲ € 36,990 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 935,999.

People and assets in 2025

Vehicles and equipment

€ 3,163

▲ € 2,635 vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 9 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 1.8 million

▲ 47% vs 2024

€ 202,851 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.

Owed to suppliers

€ 29,040

▲ € 25,222 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 82,625 Gross margin 2022: € 82,625 First fiscal year in the series	€ 105,045 Gross margin 2023: € 105,045 ▲ 27% vs 2022 (€ 82,625) Favourable step	€ 296,718 Gross margin 2024: € 296,718 ▲ 182% vs 2023 (€ 105,045) Favourable step	€ 165,207 Gross margin 2025: € 165,207 ▼ 44% vs 2024 (€ 296,718) Unfavourable step	▼ 44%
Profit after taxes	€ 41,738 Profit after taxes 2022: € 41,738 First fiscal year in the series	€ 58,186 Profit after taxes 2023: € 58,186 ▲ 39% vs 2022 (€ 41,738) Favourable step	€ 201,559 Profit after taxes 2024: € 201,559 ▲ 246% vs 2023 (€ 58,186) Favourable step	€ 254,024 Profit after taxes 2025: € 254,024 ▲ 26% vs 2024 (€ 201,559) Favourable step	▲ 26%
Equity	€ 1,023,830 Equity 2022: € 1,023,830 First fiscal year in the series	€ 1,082,016 Equity 2023: € 1,082,016 ▲ 6% vs 2022 (€ 1,023,830) Favourable step	€ 1,283,575 Equity 2024: € 1,283,575 ▲ 19% vs 2023 (€ 1,082,016) Favourable step	€ 1,537,599 Equity 2025: € 1,537,599 ▲ 20% vs 2024 (€ 1,283,575) Favourable step	▲ 20%
Total debts	€ 1,995,368 Total debts 2022: € 1,995,368 First fiscal year in the series	€ 1,799,763 Total debts 2023: € 1,799,763 ▼ 10% vs 2022 (€ 1,995,368) Favourable step	€ 1,543,071 Total debts 2024: € 1,543,071 ▼ 14% vs 2023 (€ 1,799,763) Favourable step	€ 1,825,668 Total debts 2025: € 1,825,668 ▲ 18% vs 2024 (€ 1,543,071) Unfavourable step	▲ 18%
Cash	€ 102,099 Cash 2022: € 102,099 First fiscal year in the series	€ 28 Cash 2023: € 28 ▼ € 102,072 vs 2022 (€ 102,099) Unfavourable step	€ 754 Cash 2024: € 754 ▲ € 727 vs 2023 (€ 28) Favourable step	€ 37,745 Cash 2025: € 37,745 ▲ € 36,990 vs 2024 (€ 754) Favourable step	▲ € 36,990
Retained profit	€ 422,230 Retained profit 2022: € 422,230 First fiscal year in the series	€ 480,416 Retained profit 2023: € 480,416 ▲ 14% vs 2022 (€ 422,230) Favourable step	€ 681,975 Retained profit 2024: € 681,975 ▲ 42% vs 2023 (€ 480,416) Favourable step	€ 935,999 Retained profit 2025: € 935,999 ▲ 37% vs 2024 (€ 681,975) Favourable step	▲ 37%
Bank debt	€ 1,719,693 Bank debt 2022: € 1,719,693 First fiscal year in the series	€ 1,522,658 Bank debt 2023: € 1,522,658 ▼ 11% vs 2022 (€ 1,719,693) Favourable step	€ 1,223,702 Bank debt 2024: € 1,223,702 ▼ 20% vs 2023 (€ 1,522,658) Favourable step	€ 1,794,634 Bank debt 2025: € 1,794,634 ▲ 47% vs 2024 (€ 1,223,702) Unfavourable step	▲ 47%
Balance sheet total	€ 3,019,198 Balance sheet total 2022: € 3,019,198 First fiscal year in the series	€ 2,881,779 Balance sheet total 2023: € 2,881,779 ▼ 5% vs 2022 (€ 3,019,198) Unchanged	€ 2,826,646 Balance sheet total 2024: € 2,826,646 ▼ 2% vs 2023 (€ 2,881,779) Unchanged	€ 3,363,268 Balance sheet total 2025: € 3,363,268 ▲ 19% vs 2024 (€ 2,826,646) Unchanged	▲ 19%

Key figures of CFINANCE HOLDING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to CFINANCE HOLDING?

What happened at CFINANCE HOLDING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

May 26, 2026 New annual accounts for financial year 2025: profit of € 254,024 (▲ 26% vs 2024). Source: NBB ↗
Nov 18, 2019 New establishment in Oostende. KBO
2019 JGD BV became a director. NBB
2019 TJK Invest BV became a director. NBB
Nov 18, 2019 Start of the company according to the CBE. KBO

In short

From € 41,738 profit in 2022 to € 254,024 profit in 2025.

Paid € 143,304 in corporate taxes since 2022.

Best year ever: 2025, with € 254,024 profit.

Original PDFs at the National Bank ↗

Management

TJK INVEST 50%

JGD 16.7%

The stake of TJK INVEST, JGD comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

CFINANCE HOLDING

Ostend Finance 100%

CFinance Verzekeringen 100%

Behind CFINANCE HOLDING are JGD BV and TJK Invest BV. The shares are held by TJK INVEST (50%) and JGD (16.7%). It owns 100% of Ostend Finance and 100% of CFinance Verzekeringen itself.

Directors

According to the 2025 annual accounts

JGD BV

Director · represented by Dejonghe Jord

Also active at: OSTEND FINANCE, CFINANCE VERZEKERINGEN, S-TEAM

since 2019

TJK Invest BV

Director · represented by Tijs Corveleyn

Also active at: OSTEND FINANCE, CFINANCE VERZEKERINGEN, Zelda&Zorro Beach

since 2019

Shareholders

TJK INVEST

50%

JGD

16.7%

Participations

Ostend Finance

100%

CFinance Verzekeringen

100%

Establishments

Establishment units

Physical locations of this company

Registered office

Fortstraat 27

8400 Oostende

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 10 companies are registered at this address.

All companies at this address →

ELECTRAWINDS

JGD IMMO

€ -2,762 gross margin · 2025

OSTEND FINANCE same network

€ 386,895 gross margin · 2026

CFINANCE VERZEKERINGEN same network

€ 552,732 gross margin · 2025

ELECTRAWINDS SE

+5 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0737.797.638

VAT number

BE 0737.797.638

Registered office

Fortstraat 27, 8400 Oostende

Names & denominations

CFINANCE HOLDING

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

18 November 2019

Peppol

Active · Active since 29 Jan 2026

Activities · NACE

Activiteiten van holdings

Holdings

View on CBE Public ↗ Annual accounts (NBB) ↗

CFINANCE HOLDING

Warning lights

Financials

What happened to CFINANCE HOLDING?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions