Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2025 and 2026.
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Busy address KBO
10 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2026
OSTEND FINANCE from Oostende, company number BE0460302117, closed financial year 2026 with a result of € -4,971 after tax. For that financial year OSTEND FINANCE recorded a gross margin of € 386,895 and equity of € 241,401. Compared with financial year 2025, the result moved from € -218 to € -4,971. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 2, 2026.
€ 241,401
▼ 2% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,971
▼ 2176 % more loss than in 2025
Profit after tax over the fiscal year.
€ 48,346
▼ 56% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 212,809.
People and assets in 2026
4.4
▲ 0.8 vs 2025
Average over the fiscal year, from the social balance sheet.
€ 363,445
▲ 36% vs 2025
€ 82,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 38,068
▲ 240% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 43,730
▲ € 38,864 vs 2025
€ 9,627 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 29,357
▼ 12% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 51,834
▲ 24% vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 368,490 | € 374,449 | € 286,614 | € 386,895 | ▲ 35% |
| Profit after taxes | € 5,618 | € 62,664 | € -218 | € -4,971 | ▼ € 4,753 |
| Equity | € 245,926 | € 246,591 | € 246,372 | € 241,401 | ▼ 2% |
| Total debts | € 99,376 | € 174,909 | € 80,880 | € 125,500 | ▲ 55% |
| Cash | € 103,720 | € 94,558 | € 109,490 | € 48,346 | ▼ 56% |
| Retained profit | € 217,334 | € 217,999 | € 217,780 | € 212,809 | ▼ 2% |
| Dividend | € 0 | € 62,000 | € 0 | € 0 | |
| Bank debt | € 14,327 | € 9,641 | € 4,866 | € 43,730 | ▲ € 38,864 |
| Balance sheet total | € 345,302 | € 421,500 | € 327,252 | € 366,902 | ▲ 12% |
| Employees (FTE) | 4.6 | 3.8 | 3.6 | 4.4 | ▲ 0.8 |
Key figures of OSTEND FINANCE, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to OSTEND FINANCE?
What happened at OSTEND FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 4,971. Source: NBB ↗
- Cfinance Holding BV became a director. NBB
- JGD BV became a director. NBB
- TJK Invest BV became a director. NBB
- New establishment in Oostende. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,618 profit in 2023 to € 4,971 loss in 2026.
Paid € 15,166 in corporate taxes since 2023.
Best year ever: 2024, with € 62,664 profit.
On average € 87,900 of value added per employee in 2026.
Management
The stake of CFINANCE HOLDING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
OSTEND FINANCEBehind OSTEND FINANCE are JGD BV, TJK Invest BV and Cfinance Holding BV. The shares are held by CFINANCE HOLDING (100%).
Directors
According to the 2026 annual accounts
Director · represented by Jord Dejonghe
Also active at: CFINANCE VERZEKERINGEN, S-TEAM, CFINANCE HOLDING
since 2019
Director · represented by Tijs Corveleyn
Also active at: CFINANCE VERZEKERINGEN, CFINANCE HOLDING, Zelda&Zorro Beach
since 2019
since 2020
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Fortstraat 27
8400 Oostende
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 10 companies are registered at this address.
All companies at this address →ELECTRAWINDS
JGD IMMO
€ -2,762 gross margin · 2025
CFINANCE VERZEKERINGEN same network
€ 552,732 gross margin · 2025
ELECTRAWINDS SE
FoundCOM
€ 123,199 gross margin · 2020
+5 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0460.302.117
- VAT number
- BE 0460.302.117
- Registered office
- Fortstraat 27, 8400 Oostende
- Names & denominations
- OSTEND FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 March 1997
- Peppol
- Active · Active since 29 Jan 2026
- Activities · NACE
Agenten en makelaars in bankdiensten
Overige activiteiten van geldscheppende financiële instellingen
Overige financiële dienstverlening, neg