Active · per the CBE, 16 September 2026

Jofico

BE0737436758

Rechtspersoon Cooperative company 1 establishment

Jofico is a bank in Antwerpen. Cooperative, started on 6 November 2019, 1 establishment.

Grotesteenweg 214, 2600 Antwerpen

Behind the company: Anouk Bongaerts, Stefaan DE BACKER, Tina HERNALSTEEN, Michael Voordeckers.

Active for

6 year, 10 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Two loss years in a row NBB

    Negative result in 2024 and 2025.

  • Busy address KBO

    23 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

Jofico from Antwerpen, company number BE0737436758, closed financial year 2025 with a result of € -29,676 after tax. For that financial year Jofico recorded a gross margin of € -28,359 and equity of € 242,681. Compared with financial year 2024, the result moved from € -45,786 to € -29,676. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 8, 2026.

What it is worth Healthy

€ 242,681

▼ 11% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -29,676

▲ 35 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 451,221

▲ 139% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -207,319.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 1.1 million

▼ 9% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 50,321 € 35,863 € -44,547 € -28,359 ▲ € 16,188
Profit after taxes € 49,110 € 34,641 € -45,786 € -29,676 ▲ € 16,110
Equity € 283,502 € 318,142 € 272,357 € 242,681 ▼ 11%
Total debts € 1,736,111 € 1,436,087 € 1,191,267 € 1,079,137 ▼ 9%
Cash € 229,498 € 780,074 € 188,499 € 451,221 ▲ 139%
Retained profit € -166,498 € -131,858 € -177,643 € -207,319 ▼ € 29,676
Balance sheet total € 2,019,613 € 1,754,230 € 1,463,624 € 1,321,817 ▼ 10%

Key figures of Jofico, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Jofico?

What happened at Jofico in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: loss of € 29,676. Source: NBB ↗
  • Stefaan DE BACKER became a director. NBB
  • Tina HERNALSTEEN became a director. NBB
  • Anouk Bongaerts became a director. NBB
  • New establishment in Antwerpen. KBO
  • Michael Voordeckers became a director. NBB
  • Start of the company according to the CBE. KBO

In short

From € 49,110 profit in 2022 to € 29,676 loss in 2025.

Best year ever: 2022, with € 49,110 profit.

Management

Jofico

Behind Jofico are Anouk Bongaerts, Stefaan DE BACKER, Tina HERNALSTEEN and Michael Voordeckers. The shares are held by ARGENTA SPAARBANK (25%), CRELAN (25%), Bpost (25%) and vdk bank (25%).

See the full network in the app

Directors

According to the 2025 annual accounts

Anouk Bongaerts

Director

since 2022

Stefaan DE BACKER

Director

since 2025

Tina HERNALSTEEN

Director

since 2024

Michael Voordeckers

Director

Also active at: de Refuge

since 2019

Shareholders

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Grotesteenweg 214

2600 Antwerpen

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 23 companies are registered at this address.

All companies at this address →

+18 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0737.436.758
VAT number
BE 0737.436.758
Registered office
Grotesteenweg 214, 2600 Antwerpen
Names & denominations
Jofico
Enterprise type
Rechtspersoon
Legal form
Cooperative company
Legal situation
Normale toestand
Start date
6 November 2019
Peppol
Active · Active since 17 Jul 2026
Activities · NACE

Overige activiteiten van geldscheppende financiële instellingen

Overige financiële dienstverlening, neg

Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen

Frequently asked questions

What does Jofico do?
Jofico is a bank in Antwerpen. Cooperative, started on 6 November 2019, 1 establishment.
What is the address of Jofico?
The registered office of Jofico is located at Grotesteenweg 214, 2600 Antwerpen.
Is Jofico still active?
Yes. According to the CBE (16 September 2026) Jofico is active, legal situation “Normale toestand”, started on 6 November 2019.
Is Jofico registered on Peppol?
Yes, Jofico is registered on the Peppol network with ID 0208:0737436758.
What is the enterprise number of Jofico?
The enterprise number of Jofico is BE0737436758.
When was Jofico founded?
Jofico was founded on 6 November 2019.