Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Busy address KBO
24 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Jofico from Antwerpen, company number BE0737436758, closed financial year 2025 with a result of € -29,676 after tax. For that financial year Jofico recorded a gross margin of € -28,359 and equity of € 242,681. Compared with financial year 2024, the result moved from € -45,786 to € -29,676. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 8, 2026.
€ 242,681
▼ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -29,676
▲ 35 % less loss than in 2024
Profit after tax over the fiscal year.
€ 451,221
▲ 139% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -207,319.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1.1 million
▼ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 50,321 | € 35,863 | € -44,547 | € -28,359 | ▲ € 16,188 |
| Profit after taxes | € 49,110 | € 34,641 | € -45,786 | € -29,676 | ▲ € 16,110 |
| Equity | € 283,502 | € 318,142 | € 272,357 | € 242,681 | ▼ 11% |
| Total debts | € 1,736,111 | € 1,436,087 | € 1,191,267 | € 1,079,137 | ▼ 9% |
| Cash | € 229,498 | € 780,074 | € 188,499 | € 451,221 | ▲ 139% |
| Retained profit | € -166,498 | € -131,858 | € -177,643 | € -207,319 | ▼ € 29,676 |
| Balance sheet total | € 2,019,613 | € 1,754,230 | € 1,463,624 | € 1,321,817 | ▼ 10% |
Key figures of Jofico, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Jofico?
What happened at Jofico in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 29,676. Source: NBB ↗
- Stefaan DE BACKER became a director. NBB
- Tina HERNALSTEEN became a director. NBB
- Anouk Bongaerts became a director. NBB
- New establishment in Antwerpen. KBO
- Michael Voordeckers became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 49,110 profit in 2022 to € 29,676 loss in 2025.
Best year ever: 2022, with € 49,110 profit.
Management
Behind Jofico are Anouk Bongaerts, Stefaan DE BACKER, Tina HERNALSTEEN and Michael Voordeckers. The shares are held by ARGENTA SPAARBANK (25%), CRELAN (25%), Bpost (25%) and vdk bank (25%).
Directors
According to the 2025 annual accounts
Anouk Bongaerts
Director
since 2022
Stefaan DE BACKER
Director
since 2025
Tina HERNALSTEEN
Director
since 2024
since 2019
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Grotesteenweg 214
2600 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 24 companies are registered at this address.
All companies at this address →DOW BELGIUM
€ 34.9 million revenue · 2025
J. Geerts
Mutuelle de la Caisse Hypothécaire Anversoise-Mutualiteit van de Antwerpsche Hypotheekkas
Aleurimob
Beran
€ 1,508 revenue · 2025
+19 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0737.436.758
- VAT number
- BE 0737.436.758
- Registered office
- Grotesteenweg 214, 2600 Antwerpen
- Names & denominations
- Jofico
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 6 November 2019
- Peppol
- Active · Active since 17 Jul 2026
- Activities · NACE
Overige activiteiten van geldscheppende financiële instellingen
Overige financiële dienstverlening, neg
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen