Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 55 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FVH Interieur from Hamme (Vl.), company number BE0736644229, closed financial year 2025 with a result of € 22,721 after tax. For that financial year FVH Interieur recorded a gross margin of € 296,388 and equity of € 83,693. Compared with financial year 2024, the result moved from € 45,388 to € 22,721. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.
€ 83,693
▲ 37% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 22,721
▼ 50% vs 2024
Profit after tax over the fiscal year.
€ 51,423
▼ 23% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 81,693.
People and assets in 2025
€ 121,796
▲ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 160,638
▲ 244% vs 2024
Of which on lease € 126,965.
Debts at end 2025
€ 608,596
▲ € 547,892 vs 2024
€ 65,498 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 24,143
▲ 286% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,147
▲ 26% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 70,977 | € 143,130 | € 206,834 | € 296,388 | ▲ 43% |
| Profit after taxes | € 1,846 | € 8,747 | € 45,388 | € 22,721 | ▼ 50% |
| Equity | € 26,547 | € 30,584 | € 60,972 | € 83,693 | ▲ 37% |
| Total debts | € 79,011 | € 133,301 | € 109,221 | € 736,877 | ▲ € 627,656 |
| Cash | € 15,639 | € 29,792 | € 66,781 | € 51,423 | ▼ 23% |
| Land & buildings | - | - | - | € 474,419 | |
| Retained profit | € 24,547 | € 28,584 | € 58,972 | € 81,693 | ▲ 39% |
| Dividend | € 0 | € 4,710 | € 15,000 | € 0 | ▼ 100% |
| Bank debt | € 52,951 | € 74,614 | € 60,704 | € 608,596 | ▲ € 547,892 |
| Balance sheet total | € 105,558 | € 163,884 | € 170,193 | € 820,571 | ▲ € 650,378 |
Key figures of FVH Interieur, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FVH Interieur?
What happened at FVH Interieur in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 22,721 (▼ 50% vs 2024). Source: NBB ↗
- STEPHANIE BACCARNE became a director. NBB
- New establishment in Hamme (Vl.). KBO
- Start of the company according to the CBE. KBO
- FRÉDERIQUE VAN HEMELRIJK became a director. NBB
In short
From € 1,846 profit in 2022 to € 22,721 profit in 2025.
Paid € 18,909 in corporate taxes since 2022.
Best year ever: 2024, with € 45,388 profit.
Paid out € 19,710 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FVH Interieur are STEPHANIE BACCARNE and FRÉDERIQUE VAN HEMELRIJK.
Directors
According to the 2025 annual accounts
STEPHANIE BACCARNE
Director
since 2022
FRÉDERIQUE VAN HEMELRIJK
Director
since 2019
Establishments
Establishment units
Physical locations of this company
Dendermondse Steenweg 13
9220 Hamme (Vl.)
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0736.644.229
- VAT number
- BE 0736.644.229
- Registered office
- Dendermondse Steenweg 13, 9220 Hamme (Vl.)
- Names & denominations
- FVH Interieur
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 October 2019
- Peppol
- Active · Active since 13 Jan 2025
- Activities · NACE
Schrijnwerk