Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SP INVEST from Saint-Nicolas, company number BE0736642645, closed financial year 2025 with a result of € -4,915 after tax. For that financial year SP INVEST recorded a gross margin of € 88,042 and equity of € 366,722. Compared with financial year 2024, the result moved from € -58,352 to € -4,915. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 15, 2026.
€ 366,722
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,915
▲ 92 % less loss than in 2024
Profit after tax over the fiscal year.
€ 10,524
▼ 24% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 266,722.
Debts at end 2025
€ 2.7 million
Loans from banks and other lenders, long and short.
€ 50
▼ 96% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,545
▲ 100% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,800 | € 70,086 | € 69,702 | € 88,042 | ▲ 26% |
| Profit after taxes | € 494,985 | € -44,945 | € -58,352 | € -4,915 | ▲ € 53,437 |
| Equity | € 474,935 | € 429,989 | € 371,637 | € 366,722 | ▼ 1% |
| Total debts | € 2,770,697 | € 2,768,978 | € 3,035,341 | € 3,030,502 | |
| Cash | € 40,353 | € 538 | € 13,855 | € 10,524 | ▼ 24% |
| Retained profit | € 374,935 | € 329,989 | € 271,637 | € 266,722 | ▼ 2% |
| Bank debt | € 2,720,000 | € 2,720,000 | € 2,720,000 | € 2,720,000 | |
| Balance sheet total | € 3,245,631 | € 3,198,967 | € 3,406,978 | € 3,397,225 |
Key figures of SP INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SP INVEST?
What happened at SP INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,915. filed late Source: NBB ↗
- New establishment in Saint-Nicolas. KBO
- Start of the company according to the CBE. KBO
In short
From € 494,985 profit in 2022 to € 4,915 loss in 2025.
Best year ever: 2022, with € 494,985 profit.
A new publication or filing at SP INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of KALLIMA, IMMORIPRO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SP INVESTBehind SP INVEST are LOCAPARK SA and IMMORIPRO SA. The shares are held by KALLIMA (50%) and IMMORIPRO (37.5%). It owns 100% of CD 7 itself.
Directors
According to the 2025 annual accounts
Director · represented by Paul Berger
Director · represented by Sylvain RIZZO
Also active at: CD7 PROPERTIES (Ans Alleur), BALTEAU GROUP, IMMOBILIERE DE TILLEUR, AVROY 38, TDS IMMO, IMMOBILIERE OMC, DESTENAY 25
Participations
100%
Establishments
Establishment units
Physical locations of this company
Rue Hector Denis 33
4420 Saint-Nicolas
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0736.642.645
- VAT number
- BE 0736.642.645
- Registered office
- Rue Hector Denis 33, 4420 Saint-Nicolas
- Names & denominations
- SP INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 October 2019
- Peppol
- Active · Active since 30 Sept 2025
- Activities · NACE
Vermogensbeheer
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen