Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Insurea Holding from Kontich, company number BE0736437757, closed financial year 2025 with a result of € 299,983 after tax. For that financial year Insurea Holding recorded a gross margin of € -3,835 and equity of € 1 million. Compared with financial year 2024, the result moved from € 450,739 to € 299,983. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 1 million
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 299,983
▼ 33% vs 2024
Profit after tax over the fiscal year.
€ 21,291
▼ 92% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 400,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
Debts at end 2025
€ 174,096
▼ 71% vs 2024
€ 150,404 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 750
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,944 | € -3,540 | € -1,903 | € -3,835 | ▼ € 1,932 |
| Profit after taxes | € 173,252 | € 209,634 | € 450,739 | € 299,983 | ▼ 33% |
| Equity | € 748,720 | € 958,354 | € 1,109,093 | € 1,009,076 | ▼ 9% |
| Total debts | € 1,958,754 | € 1,738,688 | € 1,666,557 | € 1,512,215 | ▼ 9% |
| Cash | € 207,474 | € 197,042 | € 275,650 | € 21,291 | ▼ 92% |
| Retained profit | € 598,720 | € 808,354 | € 959,093 | € 859,076 | ▼ 10% |
| Dividend | € 0 | € 0 | € 300,000 | € 400,000 | ▲ 33% |
| Bank debt | € 876,400 | € 741,045 | € 607,201 | € 174,096 | ▼ 71% |
| Balance sheet total | € 2,707,474 | € 2,697,042 | € 2,775,650 | € 2,521,291 | ▼ 9% |
Key figures of Insurea Holding, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Insurea Holding?
What happened at Insurea Holding in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 299,983 (▼ 33% vs 2024). filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
- Patrick VAN DE WAUWER became a director. NBB
In short
From € 173,252 profit in 2022 to € 299,983 profit in 2025.
Best year ever: 2024, with € 450,739 profit.
Paid out € 700,000 in dividends to the owners in total.
Management
Behind Insurea Holding are Patrick VAN DE WAUWER and Stefan MARIEN. The same people are also behind MARIEN - VAN DE WAUWER, INSUREA and MARVAVER.
Directors
According to the 2025 annual accounts
since 2019
Establishments
Establishment units
Physical locations of this company
Liersebaan 9
2550 Kontich
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0736.437.757
- VAT number
- BE 0736.437.757
- Registered office
- Liersebaan 9, 2550 Kontich
- Names & denominations
- Insurea Holding
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 October 2019
- Peppol
- Active · Active since 15 Dec 2025