Financials
Financial year 2025
AND FINANCE FOR ALL from Nivelles, company number BE0734906543, closed financial year 2025 with a result of € 99,038 after tax. For that financial year AND FINANCE FOR ALL recorded a gross margin of € 154,399 and equity of € 79,444. Compared with financial year 2024, the result moved from € 74,966 to € 99,038. Profitable, and profit is growing. The buffer shrank hard: equity is 56 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 79,444
▼ 56% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 99,038
▲ 32% vs 2024
Profit after tax over the fiscal year.
€ 87,409
▲ 20% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 200,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 14,354
▼ 35% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 268,928
▼ 5% vs 2024
€ 14,562 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.
€ 6,257
▼ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 33,578
▲ 29% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 83,804 | € 107,407 | € 115,280 | € 154,399 | ▲ 34% |
| Profit after taxes | € 52,085 | € 72,509 | € 74,966 | € 99,038 | ▲ 32% |
| Equity | € 153,790 | € 206,299 | € 180,405 | € 79,444 | ▼ 56% |
| Total debts | € 353,891 | € 385,419 | € 404,906 | € 509,935 | ▲ 26% |
| Cash | € 132,758 | € 83,522 | € 73,031 | € 87,409 | ▲ 20% |
| Land & buildings | € 32,176 | € 32,176 | € 302,384 | € 292,737 | ▼ 3% |
| Retained profit | € 151,790 | € 204,299 | € 178,405 | € 77,444 | ▼ 57% |
| Dividend | € 49,000 | € 20,000 | € 100,859 | € 200,000 | ▲ 98% |
| Bank debt | € 202,985 | € 267,000 | € 283,050 | € 268,928 | ▼ 5% |
| Balance sheet total | € 507,681 | € 591,718 | € 585,311 | € 589,378 | ▲ 1% |
Key figures of AND FINANCE FOR ALL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AND FINANCE FOR ALL?
What happened at AND FINANCE FOR ALL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 99,038 (▲ 32% vs 2024). Source: NBB ↗
- New establishment in Nivelles. KBO
- Start of the company according to the CBE. KBO
In short
From € 52,085 profit in 2022 to € 99,038 profit in 2025.
Paid € 91,710 in corporate taxes since 2022.
Best year ever: 2025, with € 99,038 profit.
Paid out € 369,859 in dividends to the owners in total.
A new publication or filing at AND FINANCE FOR ALL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind AND FINANCE FOR ALL are Sophie DERDELINCKX and Laurent Jacobs. It owns 10% of UMEDIA GROUP itself.
Directors
According to the 2025 annual accounts
Sophie DERDELINCKX
Director
Laurent Jacobs
Director
Also active at: uRaise5, BE-FILMS, NILS GROUP, NILS FACTORY, UFX Flanders, UFX WALLONIE, UMEDIA, Umedia Visual Effects +5 more
Establishments
Establishment units
Physical locations of this company
Rue du Happart 11
1400 Nivelles
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0734.906.543
- VAT number
- BE 0734.906.543
- Registered office
- Rue du Happart 11, 1400 Nivelles
- Names & denominations
- AND FINANCE FOR ALL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 September 2019
- Peppol
- Active · Active since 11 Dec 2024
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