Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Vroedvrouw Ruth from Kuurne, company number BE0734714325, closed financial year 2025 with a result of € -8,596 after tax. For that financial year Vroedvrouw Ruth recorded a gross margin of € 31,823 and equity of € 90,633. Compared with financial year 2024, the result moved from € 18,865 to € -8,596. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 4, 2026.
€ 90,633
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -8,596
▼ still € 18,865 profit in 2024
Profit after tax over the fiscal year.
€ 3,262
▼ 55% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 89,133.
People and assets in 2025
€ 38,817
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 348,600
▼ 7% vs 2024
€ 25,979 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 1,134
▼ 64% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 929
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 57,320 | € 53,628 | € 63,362 | € 31,823 | ▼ 50% |
| Profit after taxes | € 31,617 | € 15,492 | € 18,865 | € -8,596 | ▼ € 27,461 |
| Equity | € 79,873 | € 80,364 | € 99,229 | € 90,633 | ▼ 9% |
| Total debts | € 376,148 | € 373,695 | € 378,617 | € 350,664 | ▼ 7% |
| Cash | € 6,228 | € 10,718 | € 7,297 | € 3,262 | ▼ 55% |
| Land & buildings | € 422,843 | € 408,354 | € 393,866 | € 379,377 | ▼ 4% |
| Retained profit | € 78,373 | € 78,864 | € 97,729 | € 89,133 | ▼ 9% |
| Dividend | € 0 | € 15,000 | € 0 | € 0 | |
| Bank debt | € 374,903 | € 357,725 | € 374,270 | € 348,600 | ▼ 7% |
| Balance sheet total | € 456,021 | € 454,060 | € 477,846 | € 441,296 | ▼ 8% |
Key figures of Vroedvrouw Ruth, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Vroedvrouw Ruth?
What happened at Vroedvrouw Ruth in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 8,596 (▼ € 27,461 vs 2024). Source: NBB ↗
- New establishment in Kuurne. KBO
- Ruth Toye became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 31,617 profit in 2022 to € 8,596 loss in 2025.
Paid € 17,513 in corporate taxes since 2022.
Best year ever: 2022, with € 31,617 profit.
Paid out € 15,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Ruth Toye
Director
since 2019
Establishments
Establishment units
Physical locations of this company
Steenovenstraat 33
8520 Kuurne
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
WIX_COM, IL
Website info
Features
Security
Network
Details
- Company number
- 0734.714.325
- VAT number
- BE 0734.714.325
- Registered office
- Steenovenstraat 33, 8520 Kuurne
- Names & denominations
- Vroedvrouw Ruth
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 September 2019
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- vroedvrouwruth.be 0497 43 02 59
- Activities · NACE
Activiteiten van verpleegkundigen en verloskundigen
Activiteiten van vroedvrouwen
Overige vormen van onderwijs