Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Firmo from Zele, company number BE0733907344, closed financial year 2025 with a result of € 100,128 after tax. For that financial year Firmo recorded a gross margin of € 370,958 and equity of € 349,797. Compared with financial year 2024, the result moved from € 108,484 to € 100,128. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 4, 2026.
€ 349,797
▲ 40% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 100,128
▼ 8% vs 2024
Profit after tax over the fiscal year.
€ 41,880
▲ 42% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 319,797.
Debts at end 2025
€ 2.5 million
▼ 10% vs 2024
€ 273,141 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 1,278
Supplier invoices still open on the last day of the fiscal year.
€ 34,627
▲ 19% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 320,019 | € 342,569 | € 358,139 | € 370,958 | ▲ 4% |
| Profit after taxes | € 91,747 | € 102,772 | € 108,484 | € 100,128 | ▼ 8% |
| Equity | € 38,414 | € 141,186 | € 249,670 | € 349,797 | ▲ 40% |
| Total debts | € 3,449,456 | € 3,055,358 | € 2,780,039 | € 2,516,258 | ▼ 9% |
| Cash | € 133,621 | € 10,798 | € 29,435 | € 41,880 | ▲ 42% |
| Land & buildings | € 3,347,284 | € 3,171,617 | € 2,995,950 | € 2,820,283 | ▼ 6% |
| Retained profit | € 8,414 | € 111,186 | € 219,670 | € 319,797 | ▲ 46% |
| Bank debt | € 3,429,588 | € 3,018,981 | € 2,750,959 | € 2,480,353 | ▼ 10% |
| Balance sheet total | € 3,487,870 | € 3,196,544 | € 3,029,709 | € 2,866,056 | ▼ 5% |
Key figures of Firmo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Firmo?
What happened at Firmo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 100,128 (▼ 8% vs 2024). Source: NBB ↗
- New establishment in Zele. KBO
- Filip Van der Gucht became a director. NBB
- Russel Pescod became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 91,747 profit in 2022 to € 100,128 profit in 2025.
Paid € 80,214 in corporate taxes since 2022.
Best year ever: 2024, with € 108,484 profit.
A new publication or filing at Firmo? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Firmo are Filip Van der Gucht and Russel Pescod. The same people are also behind PartiX, PROCEPT and XEDEV. Filip Van der Gucht is also behind Toolsquare and VDGTec. Russel Pescod is also behind ProVisie and RE-VISIT.
Establishments
Establishment units
Physical locations of this company
Poldergotestraat 4
9240 Zele
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Barracuda
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0733.907.344
- VAT number
- BE 0733.907.344
- Registered office
- Poldergotestraat 4, 9240 Zele
- Names & denominations
- Firmo
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 September 2019
- Peppol
- Active · Active since 8 Jan 2026
- Contact
- procept.be
- Activities · NACE
Handel in eigen onroerend goed
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen