Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 54 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SMARTJO from Sint-Lambrechts-Woluwe, company number BE0732922991, closed financial year 2025 with a result of € 67,696 after tax. For that financial year SMARTJO recorded a gross margin of € 97,914 and equity of € 5,000. Compared with financial year 2024, the result moved from € 26,501 to € 67,696. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on December 30, 2025.
€ 5,000
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 67,696
▲ 155% vs 2024
Profit after tax over the fiscal year.
€ 35,721
▼ 64% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 67,696 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 25,096
▼ 23% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 7
▲ € 5 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 90,728 | € 77,370 | € 115,757 | € 97,914 | ▼ 15% |
| Profit after taxes | € -900 | € -31,296 | € 26,501 | € 67,696 | ▲ 155% |
| Equity | € 95,988 | € 63,892 | € 5,000 | € 5,000 | |
| Total debts | € 17,569 | € 88,259 | € 137,322 | € 67,715 | ▼ 51% |
| Cash | € 63,073 | € 93,579 | € 99,601 | € 35,721 | ▼ 64% |
| Retained profit | € 90,988 | € 58,892 | € 0 | € 0 | |
| Dividend | € 800 | € 800 | € 85,393 | € 67,696 | ▼ 21% |
| Bank debt | € 14,538 | € 1,122 | € 0 | € 0 | |
| Balance sheet total | € 113,557 | € 152,151 | € 142,322 | € 72,715 | ▼ 49% |
Key figures of SMARTJO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to SMARTJO?
What happened at SMARTJO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 67,696 (▲ 155% vs 2024). Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Sint-Lambrechts-Woluwe. KBO
In short
From € 900 loss in 2022 to € 67,696 profit in 2025.
Paid € 24,906 in corporate taxes since 2022.
Best year ever: 2025, with € 67,696 profit.
Paid out € 154,690 in dividends to the owners in total.
Establishments
Establishment units
Physical locations of this company
Koninklijk Atheneumstraat 89 box 43
1200 Sint-Lambrechts-Woluwe
Calabriëlaan 10 box 2
1200 Sint-Lambrechts-Woluwe
Active since 27 August 2019
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- MARTINEZ SERRUYS Joël(oprichter) 100%
Details
- Company number
- 0732.922.991
- VAT number
- BE 0732.922.991
- Registered office
- Koninklijk Atheneumstraat 89 bus 43, 1200 Sint-Lambrechts-Woluwe
- Names & denominations
- SMARTJO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 August 2019
- Peppol
- Active · Active since 25 Jan 2026
- Activities · NACE
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