Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 38 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
11 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
EARTH FINANCE from Harelbeke, company number BE0732754133, closed financial year 2025 with a result of € 98,092 after tax. For that financial year EARTH FINANCE recorded a gross margin of € 505,852 and equity of € 591,970. Compared with financial year 2024, the result moved from € 162,125 to € 98,092. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 591,970
▲ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 98,092
▼ 39% vs 2024
Profit after tax over the fiscal year.
€ 62,882
▲ 150% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 571,970.
Debts at end 2025
€ 2.2 million
▼ 14% vs 2024
€ 330,365 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 39,197
▲ € 35,567 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,736
▼ 61% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 512,590 | € 470,919 | € 521,565 | € 505,852 | ▼ 3% |
| Profit after taxes | € 127,574 | € 108,494 | € 162,125 | € 98,092 | ▼ 39% |
| Equity | € 223,258 | € 331,753 | € 493,878 | € 591,970 | ▲ 20% |
| Total debts | € 3,295,810 | € 2,971,038 | € 2,637,745 | € 2,278,149 | ▼ 14% |
| Cash | € 34,649 | € 26,187 | € 25,201 | € 62,882 | ▲ 150% |
| Retained profit | € 203,258 | € 311,753 | € 473,878 | € 571,970 | ▲ 21% |
| Bank debt | € 3,160,551 | € 2,867,618 | € 2,581,565 | € 2,217,642 | ▼ 14% |
| Balance sheet total | € 3,519,069 | € 3,302,791 | € 3,131,623 | € 2,870,119 | ▼ 8% |
Key figures of EARTH FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to EARTH FINANCE?
What happened at EARTH FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 98,092 (▼ 39% vs 2024). Source: NBB ↗
- Ludem BV became a director. NBB
- Marima BV became a director. NBB
- New establishment in Harelbeke. KBO
- Start of the company according to the CBE. KBO
In short
From € 127,574 profit in 2022 to € 98,092 profit in 2025.
Paid € 171,026 in corporate taxes since 2022.
Best year ever: 2024, with € 162,125 profit.
A new publication or filing at EARTH FINANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of GRIDLINK comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
EARTH FINANCEBehind EARTH FINANCE are Ludem BV and Marima BV. The shares are held by GRIDLINK (100%).
Directors
According to the 2025 annual accounts
Director · represented by Luc Demeyere
Also active at: ENBRO, CLEVER SOLUTIONS, SITHO, EARTH, YOLK, EARTH FINANCE BUSINESS, SUNFIN, FIBONAKI +5 more
since 2020
Director · represented by Stijn Rigolle
Also active at: ENBRO, CLEVER SOLUTIONS, SITHO, EARTH, YOLK, EARTH FINANCE BUSINESS, SUNFIN, FIBONAKI +5 more
since 2020
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kortrijksesteenweg 387
8530 Harelbeke
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 11 companies are registered at this address.
All companies at this address →ENBRO same network
€ 2.6 million revenue · 2025
CLEVER SOLUTIONS same network
€ 1.8 million gross margin · 2025
SITHO same network
€ 68,726 gross margin · 2025
SPARKI RENEWABLES same network
€ 45.4 million revenue · 2025
YOLK same network
€ 529,353 gross margin · 2025
+6 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0732.754.133
- VAT number
- BE 0732.754.133
- Registered office
- Kortrijksesteenweg 387, 8530 Harelbeke
- Names & denominations
- EARTH FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 August 2019
- Peppol
- Active · Active since 30 Mar 2026
- Activities · NACE
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