Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2022; threshold 65 %.
-
Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2022
FLEX Insurance from Antwerpen, company number BE0732584283, closed financial year 2022 with a result of € 214 after tax. For that financial year FLEX Insurance recorded a gross margin of € 563 and equity of € -6,472. Compared with financial year 2021, the result moved from € 2,193 to € 214. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2023.
€ -6,472
▲ € 214 vs 2021
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 214
▼ 90% vs 2021
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2022. Retained profit grew to € -16,472.
Debts at end 2022
€ 5,000
Loans from banks and other lenders, long and short.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2021 | 2022 | Change 2021 → 2022 | |
|---|---|---|---|
| Gross margin | € 3,136 | € 563 | ▼ 82% |
| Profit after taxes | € 2,193 | € 214 | ▼ 90% |
| Equity | € -6,686 | € -6,472 | ▲ € 214 |
| Total debts | € 6,686 | € 6,472 | ▼ 3% |
| Retained profit | € -16,686 | € -16,472 | ▲ € 214 |
| Bank debt | € 5,000 | € 5,000 |
Key figures of FLEX Insurance, fiscal years 2021 to 2022, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2023 has not been filed yet; it was expected before 31 July 2024.
What happened to FLEX Insurance?
What happened at FLEX Insurance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
FLEX Insurance is active according to the CBE. Legal situation: Opening faillissement.
- Nordin SEBAOUI stepped down as director. NBB
- New annual accounts for financial year 2022: profit of € 214 (▼ 90% vs 2021). Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
- Nordin SEBAOUI became a director. NBB
In short
From € 2,193 profit in 2021 to € 214 profit in 2022.
Best year ever: 2021, with € 2,193 profit.
A new publication or filing at FLEX Insurance? We notify you, reason included.
Follow FLEX InsuranceDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2022 annual accounts
Nordin SEBAOUI
Director
since 2019 · until 2023
Establishments
Establishment units
Physical locations of this company
Arthur Matthyslaan 62
2140 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Hosting & Email
Email provider
Self-hosted
Hosting
AMAZON-02 - Amazon.com, Inc., US
Website info
Features
Security
Network
Details
- Company number
- 0732.584.283
- VAT number
- BE 0732.584.283
- Registered office
- Arthur Matthyslaan 62, 2140 Antwerpen
- Names & denominations
- FLEX Insurance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 13 August 2019
- Peppol
- Not registered
- Activities · NACE
Overige gespecialiseerde bouwactiviteiten, neg
Overige gespecialiseerde bouwwerkzaamheden
Arbeidsbemiddeling
Ontwerpen van computerprogramma’s
Activiteiten van verzekeringsagenten en -makelaars
Ontwerpen en programmeren van computerprogramma's