Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 46 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VR Invest from Hamois, company number BE0731637049, closed financial year 2025 with a result of € -6,196 after tax. For that financial year VR Invest recorded a gross margin of € -4,359 and equity of € 2,856. Compared with financial year 2024, the result moved from € -660 to € -6,196. The company made a loss. The buffer shrank hard: equity is 68 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 2,856
▼ 68% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -6,196
▼ 839 % more loss than in 2024
Profit after tax over the fiscal year.
€ 4,889
▼ 20% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -7,144.
People and assets in 2025
€ 956
▼ 57% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,938
▲ 33% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 16,981 | € -1,401 | € 1,244 | € -4,359 | ▼ € 5,602 |
| Profit after taxes | € 15,097 | € -2,850 | € -660 | € -6,196 | ▼ € 5,537 |
| Equity | € 12,562 | € 9,711 | € 9,052 | € 2,856 | ▼ 68% |
| Total debts | € 298 | € 1,322 | € 1,522 | € 16,728 | ▲ € 15,205 |
| Cash | € 12,315 | € 4,510 | € 6,075 | € 4,889 | ▼ 20% |
| Retained profit | € 2,562 | € -289 | € -948 | € -7,144 | ▼ € 6,196 |
| Balance sheet total | € 12,860 | € 11,034 | € 10,574 | € 19,583 | ▲ 85% |
Key figures of VR Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VR Invest?
What happened at VR Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 6,196. filed late Source: NBB ↗
- New establishment in Hamois. KBO
- Valérie GENNESI became a director. NBB
- Roberto TERMINI became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 15,097 profit in 2022 to € 6,196 loss in 2025.
Best year ever: 2022, with € 15,097 profit.
Management
Behind VR Invest are Valérie GENNESI and Roberto TERMINI. The shares are held by Valérie GENNESI (100%).
Directors
According to the 2025 annual accounts
Valérie GENNESI
Director
Owns 100% directly
since 2019
Roberto TERMINI
Director
since 2019
Shareholders
Valérie GENNESI · director
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Docteur Jadot 2
5360 Hamois
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0731.637.049
- VAT number
- BE 0731.637.049
- Registered office
- Rue Docteur Jadot 2, 5360 Hamois
- Names & denominations
- VR Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 July 2019
- Peppol
- Active · Active since 21 Nov 2025
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