Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PJA Retail from Ranst, company number BE0730880746, closed financial year 2025 with a result of € -53,079 after tax. For that financial year PJA Retail recorded a gross margin of € 193,949 and equity of € -225,546. Compared with financial year 2024, the result moved from € -49,269 to € -53,079. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.
€ -225,546
▼ € 53,079 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -53,079
▼ 8 % more loss than in 2024
Profit after tax over the fiscal year.
€ 18,030
▲ 87% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -345,546.
People and assets in 2025
4.8
▲ 1.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 208,922
▲ 19% vs 2024
€ 43,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,287
▼ 39% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 4,339
▲ 40% vs 2024
Loans from banks and other lenders, long and short.
€ 501,774
Supplier invoices still open on the last day of the fiscal year.
€ 41,765
▲ 40% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 128,458 | € 168,734 | € 167,864 | € 193,949 | ▲ 16% |
| Profit after taxes | € -26,608 | € -14,981 | € -49,269 | € -53,079 | ▼ € 3,810 |
| Equity | € -108,217 | € -123,198 | € -172,467 | € -225,546 | ▼ € 53,079 |
| Total debts | € 505,633 | € 560,110 | € 602,084 | € 635,006 | ▲ 5% |
| Cash | € 11,259 | € 17,556 | € 9,649 | € 18,030 | ▲ 87% |
| Retained profit | € -228,217 | € -243,198 | € -292,467 | € -345,546 | ▼ € 53,079 |
| Bank debt | € 67,852 | € 27,285 | € 3,091 | € 4,339 | ▲ 40% |
| Balance sheet total | € 397,416 | € 436,912 | € 429,617 | € 409,460 | ▼ 5% |
| Employees (FTE) | 2.8 | 3.3 | 3.6 | 4.8 | ▲ 1.2 |
Key figures of PJA Retail, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PJA Retail?
What happened at PJA Retail in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 53,079. Source: NBB ↗
- New establishment in Herentals. KBO
- Start of the company according to the CBE. KBO
In short
From € 26,608 loss in 2022 to € 53,079 loss in 2025.
On average € 40,400 of value added per employee in 2025.
Management
The stake of JM CAPITAL comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PJA RetailBehind PJA Retail are Jm Capital BV, Koekoek Avh BV and Collibri BV. The shares are held by JM CAPITAL (100%).
Directors
According to the 2025 annual accounts
Director · represented by Johan Van Hoof
Also active at: APOTHEEK HEYLEN, DERMATHEEK, Apotheek Van Hoecke, P.J.A. BEHEER, APOTHEEK TANGHE, BEAUPHAR
Director · represented by Anouck Van Hoof
Also active at: APOTHEEK HEYLEN, DERMATHEEK, APOTHEEK DU FAUX, Apotheek Van Hoecke, APOTHEEK DU FAUX - MERELBEKE, APOTHEEK TANGHE
Director · represented by Pieter-Jan Van Hoof
Also active at: APOTHEEK HEYLEN, DERMATHEEK, APOTHEEK DU FAUX, Apotheek Van Hoecke, APOTHEEK DU FAUX - MERELBEKE, APOTHEEK TANGHE
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Massenhovensesteenweg 30
2520 Ranst
Augustijnenlaan(HRT) 91
2200 Herentals
Active since 19 July 2019
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Domain
Domain
optipharplus.com
Registered
2017-06-09
Registrar
Hosting Concepts B.V. d/b/a Registrar.eu
Expires
2026-06-09
Website info
Features
Security
Details
- Company number
- 0730.880.746
- VAT number
- BE 0730.880.746
- Registered office
- Massenhovensesteenweg 30, 2520 Ranst
- Names & denominations
- PJA Retail
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 July 2019
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
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Detailhandel in drogisterijartikelen en onderhoudsproducten in gespecialiseerde winkels
Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.