Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Shrinking team NBB
FTE fell two years in a row, from 8 to 5.4.
Financials
Financial year 2025
AFC-Collection from Elsene, company number BE0730866789, closed financial year 2025 with a result of € -47,721 after tax. For that financial year AFC-Collection recorded a gross margin of € 356,115 and equity of € 141,298. Compared with financial year 2024, the result moved from € -290,562 to € -47,721. The company made a loss. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 141,298
▲ € 422,279 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -47,721
▲ 84 % less loss than in 2024
Profit after tax over the fiscal year.
€ 235,194
▲ € 222,177 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -630,202.
People and assets in 2025
5.4
▼ 2.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 253,399
▼ 31% vs 2024
€ 46,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 15,642
▼ 44% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 686,454
▼ 22% vs 2024
€ 160,198 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 442,612
▼ 31% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 110,138
▲ 50% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 121,963 | € 305,570 | € 168,161 | € 356,115 | ▲ 112% |
| Profit after taxes | € -170,512 | € -147,676 | € -290,562 | € -47,721 | ▲ € 242,841 |
| Equity | € 157,257 | € 9,581 | € -280,981 | € 141,298 | ▲ € 422,279 |
| Total debts | € 1,125,735 | € 1,449,536 | € 1,895,178 | € 1,707,696 | ▼ 10% |
| Cash | € 215 | € 281,904 | € 13,017 | € 235,194 | ▲ € 222,177 |
| Retained profit | € -144,243 | € -291,919 | € -582,481 | € -630,202 | ▼ € 47,721 |
| Bank debt | € 491,676 | € 890,927 | € 876,131 | € 686,454 | ▼ 22% |
| Balance sheet total | € 1,282,992 | € 1,459,117 | € 1,614,197 | € 1,848,995 | ▲ 15% |
| Employees (FTE) | - | 8 | 7.9 | 5.4 | ▼ 2.5 |
Key figures of AFC-Collection, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AFC-Collection?
What happened at AFC-Collection in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 47,721. filed late Source: NBB ↗
- RR IMMO NV became a director. NBB
- RR INVEST NV became a director. NBB
- New establishment in Knokke-Heist. KBO
- New establishment in Elsene. KBO
- New establishment in Sint-Pieters-Leeuw. KBO
- New establishment in Deinze. KBO
- Augustin Bown BV became a director. NBB
In short
From € 170,512 loss in 2022 to € 47,721 loss in 2025.
On average € 65,900 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of RMC GROUP comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
AFC-CollectionBehind AFC-Collection are Augustin Bown BV, Audjo BV, RR IMMO NV and RR INVEST NV. The shares are held by RMC GROUP (50%).
Directors
According to the 2025 annual accounts
since 2019
Director · represented by Audrey Joris
since 2019
Director · represented by Rik Ruebens
Also active at: MEUBILI, RR INTERIEUR, RR INVEST, RR REAL ESTATE @ PARTNERS, RR NIEUWPOORT, RMC GROUP, RR LOGISTICS
since 2025
since 2025
Shareholders
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Eendrachtstraat 62
1050 Elsene
Joseph Depauwstraat 52
1600 Sint-Pieters-Leeuw
Active since 19 July 2019
della Failledreef 34
9800 Deinze
Active since 19 July 2019
Oosthoekplein 1/1
8300 Knokke-Heist
Active since 1 July 2022
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Google Workspace
Hosting
COMBELL-AS, BE
Domain
Domain
afc-collection.co
Registered
2019-05-18
Registrar
Key-Systems GmbH
Expires
2026-05-18
Website info
Features
Security
Network
Details
- Company number
- 0730.866.789
- VAT number
- BE 0730.866.789
- Registered office
- Eendrachtstraat 62, 1050 Elsene
- Names & denominations
- AFC-Collection
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 July 2019
- Peppol
- Active · Active since 10 Jul 2026
- Contact
- afc-collection.co
- Activities · NACE
Interieurontwerp
Handelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren
Activiteiten van interieurdecorateurs
Detailhandel in andere tweedehandsgoederen, muv tweedehandskleding
Detailhandel in antiquiteiten
Handelsbemiddeling in de niet-gespecialiseerde groothandel