Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CALEMCA from Lanaken, company number BE0729975478, closed financial year 2025 with a result of € 386,495 after tax. For that financial year CALEMCA recorded a gross margin of € 252,191 and equity of € 1.7 million. Compared with financial year 2024, the result moved from € 253,559 to € 386,495. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 1.7 million
▲ 29% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 386,495
▲ 52% vs 2024
Profit after tax over the fiscal year.
€ 115,573
▲ € 108,373 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.7 million.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,192
▲ 64% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 46,625
▲ € 44,100 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 143,337 | € 187,403 | € 230,637 | € 252,191 | ▲ 9% |
| Profit after taxes | € 386,628 | € 120,608 | € 253,559 | € 386,495 | ▲ 52% |
| Equity | € 1,430,702 | € 1,471,311 | € 1,324,869 | € 1,711,364 | ▲ 29% |
| Total debts | € 1,205,173 | € 1,191,297 | € 1,252,937 | € 974,815 | ▼ 22% |
| Cash | € 42,320 | € 80,949 | € 7,200 | € 115,573 | ▲ € 108,373 |
| Retained profit | € 1,428,202 | € 1,468,811 | € 1,322,369 | € 1,708,864 | ▲ 29% |
| Dividend | € 0 | € 80,000 | € 400,000 | € 0 | ▼ 100% |
| Balance sheet total | € 2,635,876 | € 2,662,608 | € 2,577,806 | € 2,686,179 | ▲ 4% |
Key figures of CALEMCA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CALEMCA?
What happened at CALEMCA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 386,495 (▲ 52% vs 2024). Source: NBB ↗
- New establishment in Lanaken. KBO
- Hanne Caenen became a director. NBB
- Luc Caenen became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 386,628 profit in 2022 to € 386,495 profit in 2025.
Paid € 191,277 in corporate taxes since 2022.
Best year ever: 2022, with € 386,628 profit.
Paid out € 480,000 in dividends to the owners in total.
Management
Behind CALEMCA are Hanne Caenen and Luc Caenen. It owns 99.9% of Marcel Caenen Verzekeringen and 50% of CMC Financieel Advies itself.
Directors
According to the 2025 annual accounts
since 2019
since 2019
Establishments
Establishment units
Physical locations of this company
Steenweg 150
3621 Lanaken
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0729.975.478
- VAT number
- BE 0729.975.478
- Registered office
- Steenweg 150, 3621 Lanaken
- Names & denominations
- CALEMCA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 July 2019
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Activiteiten van holdings
Holdings