Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
IMMO TERRIL from Heusden-Zolder, company number BE0729780785, closed financial year 2025 with a result of € -12,190 after tax. For that financial year IMMO TERRIL recorded a gross margin of € 113,864 and equity of € 155,800. Compared with financial year 2024, the result moved from € -35,161 to € -12,190. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.
€ 155,800
▼ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -12,190
▲ 65 % less loss than in 2024
Profit after tax over the fiscal year.
€ 50,011
▼ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -94,200.
Debts at end 2025
€ 1.1 million
▼ 20% vs 2024
€ 60,000 is repaid this year. At this pace the long-term loan is gone in ≈ 19 years.
€ 502
▼ 96% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,523
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -6,366 | € -10,567 | € 5,004 | € 113,864 | ▲ € 108,860 |
| Profit after taxes | € -8,839 | € -21,087 | € -35,161 | € -12,190 | ▲ € 22,970 |
| Equity | € 24,237 | € 203,151 | € 167,990 | € 155,800 | ▼ 7% |
| Total debts | € 330,708 | € 319,082 | € 1,531,922 | € 1,555,557 | ▲ 2% |
| Cash | € 64,802 | € 36,713 | € 55,369 | € 50,011 | ▼ 10% |
| Land & buildings | € 253,000 | € 253,000 | € 1,643,156 | € 1,646,352 | |
| Retained profit | € -25,763 | € -46,849 | € -82,010 | € -94,200 | ▼ € 12,190 |
| Bank debt | € 180,000 | € 180,000 | € 1,400,000 | € 1,125,000 | ▼ 20% |
| Balance sheet total | € 354,945 | € 522,233 | € 1,699,912 | € 1,711,356 | ▲ 1% |
Key figures of IMMO TERRIL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMO TERRIL?
What happened at IMMO TERRIL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 12,190. Source: NBB ↗
- HB Management BV became a director. NBB
- New establishment in Heusden-Zolder. KBO
- Navarra BV became a director. NBB
- Sterci BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 8,839 loss in 2022 to € 12,190 loss in 2025.
A new publication or filing at IMMO TERRIL? We notify you, reason included.
Follow IMMO TERRILDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of HB MANAGEMENT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
IMMO TERRILBehind IMMO TERRIL are Navarra BV, Sterci BV and HB Management BV. The shares are held by HB MANAGEMENT (32%).
Directors
According to the 2025 annual accounts
since 2019
since 2022
Shareholders
32%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Bieststraat 18
3550 Heusden-Zolder
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0729.780.785
- VAT number
- BE 0729.780.785
- Registered office
- Bieststraat 18, 3550 Heusden-Zolder
- Names & denominations
- IMMO TERRIL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 July 2019
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
Handel in eigen onroerend goed
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis