Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
Xpert-Habitat from Braine-l'Alleud, company number BE0728819101, closed financial year 2025 with a result of € -2,238 after tax. For that financial year Xpert-Habitat recorded a gross margin of € 1,535 and equity of € 10,517. Compared with financial year 2024, the result moved from € -5,441 to € -2,238. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.
€ 10,517
▼ 18% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,238
▲ 59 % less loss than in 2024
Profit after tax over the fiscal year.
€ 9,814
▼ 8% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 8,017.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 760
▼ 86% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2,263
▼ 16% vs 2024
Loans from banks and other lenders, long and short.
€ 1,108
▲ € 992 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,410
▼ 7% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 18,359 | € 18,197 | € 2,797 | € 1,535 | ▼ 45% |
| Profit after taxes | € 13,312 | € 6,942 | € -5,441 | € -2,238 | ▲ € 3,203 |
| Equity | € 11,254 | € 18,196 | € 12,755 | € 10,517 | ▼ 18% |
| Total debts | € 20,168 | € 10,784 | € 4,747 | € 5,224 | ▲ 10% |
| Cash | € 9,392 | € 15,884 | € 10,641 | € 9,814 | ▼ 8% |
| Retained profit | € 8,754 | € 15,696 | € 10,255 | € 8,017 | ▼ 22% |
| Bank debt | € 15,091 | € 7,219 | € 2,700 | € 2,263 | ▼ 16% |
| Balance sheet total | € 31,422 | € 28,980 | € 17,501 | € 15,741 | ▼ 10% |
Key figures of Xpert-Habitat, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Xpert-Habitat?
What happened at Xpert-Habitat in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,238. Source: NBB ↗
- New establishment in Braine-l'Alleud. KBO
- Delphine Foulon became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 13,312 profit in 2022 to € 2,238 loss in 2025.
Paid € 5,990 in corporate taxes since 2022.
Best year ever: 2022, with € 13,312 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Xpert-Habitat is Delphine Foulon.
Directors
According to the 2025 annual accounts
Delphine Foulon
Administrator-manager
since 2019
Establishments
Establishment units
Physical locations of this company
Square Drouet d'Erlon 33
1420 Braine-l'Alleud
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0728.819.101
- VAT number
- BE 0728.819.101
- Registered office
- Square Drouet d'Erlon 33, 1420 Braine-l'Alleud
- Names & denominations
- Xpert-Habitat
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 June 2019
- Peppol
- Active · Active since 14 Jul 2025
- Contact
- [email protected]
- Activities · NACE
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