Financials
Financial year 2025
Verzekeringen A12 Rupel from Aartselaar, company number BE0728765156, closed financial year 2025 with a result of € 270,926 after tax. For that financial year Verzekeringen A12 Rupel recorded a gross margin of € 987,689 and equity of € 86,584. Compared with financial year 2024, the result moved from € 286,147 to € 270,926. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 19, 2026.
€ 86,584
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 270,926
▼ 5% vs 2024
Profit after tax over the fiscal year.
€ 230,111
▲ 24% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 270,000 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
7.3
▲ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 517,012
▲ 11% vs 2024
€ 70,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 30,269
▼ 37% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 583,337
▼ 22% vs 2024
€ 142,644 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 79,719
▼ 28% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 76,707
▲ 49% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 811,066 | € 920,640 | € 954,608 | € 987,689 | ▲ 3% |
| Profit after taxes | € 212,149 | € 312,631 | € 286,147 | € 270,926 | ▼ 5% |
| Equity | € 83,880 | € 84,510 | € 85,658 | € 86,584 | ▲ 1% |
| Total debts | € 1,336,356 | € 1,395,272 | € 1,197,042 | € 1,011,713 | ▼ 15% |
| Cash | € 242,791 | € 255,058 | € 186,192 | € 230,111 | ▲ 24% |
| Retained profit | € 8,880 | € 9,510 | € 10,658 | € 11,584 | ▲ 9% |
| Dividend | € 210,000 | € 312,000 | € 285,000 | € 270,000 | ▼ 5% |
| Bank debt | € 1,072,931 | € 910,574 | € 748,068 | € 583,337 | ▼ 22% |
| Balance sheet total | € 1,420,236 | € 1,479,782 | € 1,282,700 | € 1,098,298 | ▼ 14% |
| Employees (FTE) | 5.4 | 5.4 | 6.7 | 7.3 | ▲ 0.6 |
Key figures of Verzekeringen A12 Rupel, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Verzekeringen A12 Rupel?
What happened at Verzekeringen A12 Rupel in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 270,926 (▼ 5% vs 2024). Source: NBB ↗
- New establishment in Aartselaar. KBO
- Start of the company according to the CBE. KBO
In short
From € 212,149 profit in 2022 to € 270,926 profit in 2025.
Paid € 27,588 in corporate taxes since 2022.
Best year ever: 2023, with € 312,631 profit.
On average € 135,300 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Cover comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Verzekeringen A12 RupelBehind Verzekeringen A12 Rupel are Cover BV, PAULIS CommV and GEKAMAAN CommV. The shares are held by Cover (1.3%).
Directors
According to the 2025 annual accounts
Director · represented by Koen Branders
Director · represented by Paul Leroy
Director · represented by Geert De Weerdt
Shareholders
1.3%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Barones Ludwina de Borrekenslaan 111
2630 Aartselaar
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
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Vereniging van Mede-eigenaars van het gebouw Barones Ludwina de Borrekenslaan 111 hoek Kontichsesteenweg te Aartselaar
AMCOMUNT
€ -19,263 gross margin · 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0728.765.156
- VAT number
- BE 0728.765.156
- Registered office
- Barones Ludwina de Borrekenslaan 111, 2630 Aartselaar
- Names & denominations
- Verzekeringen A12 Rupel
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 June 2019
- Peppol
- Active · Active since 25 Sept 2025
- Activities · NACE
Verzekeringsagenten en -makelaars