Financials
Financial year 2025
Cover from Antwerpen, company number BE0727587496, closed financial year 2025 with a result of € 75,508 after tax. For that financial year Cover recorded a gross margin of € 106,413 and equity of € 85,509. Compared with financial year 2024, the result moved from € 96,499 to € 75,508. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 20, 2026.
€ 85,509
▼ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 75,508
▼ 22% vs 2024
Profit after tax over the fiscal year.
€ 5,758
▼ 41% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 86,598 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 12,336
▼ 33% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 100,000
Loans from banks and other lenders, long and short.
€ 889
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 68,334 | € 83,317 | € 133,035 | € 106,413 | ▼ 20% |
| Profit after taxes | € 52,947 | € 61,308 | € 96,499 | € 75,508 | ▼ 22% |
| Equity | € 68,792 | € 130,100 | € 96,599 | € 85,509 | ▼ 11% |
| Total debts | € 14,957 | € 16,220 | € 2,326 | € 102,319 | ▲ € 99,994 |
| Cash | € 66,425 | € 117,057 | € 9,715 | € 5,758 | ▼ 41% |
| Land & buildings | € 6,205 | € 5,504 | € 9,917 | € 8,675 | ▼ 13% |
| Retained profit | € 58,792 | € 120,100 | € 86,599 | € 75,509 | ▼ 13% |
| Dividend | € 0 | € 0 | € 130,000 | € 86,598 | ▼ 33% |
| Bank debt | € 0 | € 799 | € 0 | € 100,000 | |
| Balance sheet total | € 83,750 | € 146,320 | € 98,925 | € 187,828 | ▲ 90% |
Key figures of Cover, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Cover?
What happened at Cover in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 75,508 (▼ 22% vs 2024). filed late Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 52,947 profit in 2022 to € 75,508 profit in 2025.
Paid € 78,427 in corporate taxes since 2022.
Best year ever: 2024, with € 96,499 profit.
Paid out € 216,598 in dividends to the owners in total.
Management
Behind Cover is Koen Branders. It owns 1.3% of Verzekeringen A12 Rupel itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Van der Keilenstraat 9
2140 Antwerpen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0727.587.496
- VAT number
- BE 0727.587.496
- Registered office
- Van der Keilenstraat 9, 2140 Antwerpen
- Names & denominations
- Cover
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 May 2019
- Peppol
- Active · Active since 7 Oct 2024
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars