Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Busy address KBO
15 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Personal Health Plan from Oostende, company number BE0728662317, closed financial year 2025 with a result of € 49,863 after tax. For that financial year Personal Health Plan recorded a gross margin of € 121,357 and equity of € 153,580. Compared with financial year 2024, the result moved from € 17,656 to € 49,863. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 28, 2026.
€ 153,580
▲ 25% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 49,863
▲ 182% vs 2024
Profit after tax over the fiscal year.
€ 84,344
▲ 103% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 18,841 paid out
38 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 7,101
▲ € 6,268 vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 13,378
▼ 35% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 40,991
▲ 111% vs 2024
€ 14,437 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 36,812
▲ 42% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,033
▼ 3% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 32,996 | € 81,996 | € 65,101 | € 121,357 | ▲ 86% |
| Profit after taxes | € -9,377 | € 43,221 | € 17,656 | € 49,863 | ▲ 182% |
| Equity | € 100,902 | € 122,548 | € 122,558 | € 153,580 | ▲ 25% |
| Total debts | € 27,497 | € 56,849 | € 55,017 | € 138,687 | ▲ 152% |
| Cash | € 24,027 | € 25,212 | € 41,643 | € 84,344 | ▲ 103% |
| Land & buildings | € 5,959 | € 5,309 | € 4,659 | € 92,728 | ▲ € 88,069 |
| Retained profit | € 98,402 | € 120,048 | € 120,058 | € 151,080 | ▲ 26% |
| Dividend | € 0 | € 21,575 | € 17,647 | € 18,841 | ▲ 7% |
| Bank debt | € 10,000 | € 27,563 | € 19,429 | € 40,991 | ▲ 111% |
| Balance sheet total | € 128,398 | € 179,397 | € 177,575 | € 292,267 | ▲ 65% |
Key figures of Personal Health Plan, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Personal Health Plan?
What happened at Personal Health Plan in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 49,863 (▲ 182% vs 2024). filed late Source: NBB ↗
- Manu Volcke became a director. NBB
- New establishment in Oostende. KBO
- Start of the company according to the CBE. KBO
- Martijn Schaubroeck became a director. NBB
In short
From € 9,377 loss in 2022 to € 49,863 profit in 2025.
Paid € 25,956 in corporate taxes since 2022.
Best year ever: 2025, with € 49,863 profit.
Paid out € 58,063 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Personal Health Plan are Martijn Schaubroeck and Manu Volcke.
Directors
According to the 2025 annual accounts
Martijn Schaubroeck
Director
since 2019
Manu Volcke
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Oudenburgsesteenweg 31 box G16
8400 Oostende
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 15 companies are registered at this address.
All companies at this address →Het Compas
€ 154,941 gross margin · 2024
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€ 17,180 gross margin · 2025
DEKUYPER PRODUCTS
€ 490,411 gross margin · 2025
NIVIC
€ 394,757 gross margin · 2025
Cspect
€ 415,985 gross margin · 2024
+10 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
Website info
Features
Security
Details
- Company number
- 0728.662.317
- VAT number
- BE 0728.662.317
- Registered office
- Oudenburgsesteenweg 31 bus G16, 8400 Oostende
- Names & denominations
- Personal Health Plan · PHP
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 June 2019
- Peppol
- Active · Active since 30 Jan 2025
- Activities · NACE
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