Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2024; threshold 65 %.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2024
PHINA from Knokke-Heist, company number BE0726979465, closed financial year 2024 with a result of € 48,045 after tax. For that financial year PHINA recorded a gross margin of € 233,012 and equity of € -81,782. Compared with financial year 2023, the result moved from € 29 to € 48,045. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2025.
€ -81,782
▲ € 48,045 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 48,045
▲ € 48,016 vs 2023
Profit after tax over the fiscal year.
€ 8,041
▼ 73% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € -96,782.
People and assets in 2024
6
▲ 0.5 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 137,955
▲ 39% vs 2023
€ 23,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 8,688
▼ 7% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 24,700
▼ 57% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 49,783
▲ 69% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 120,155 | € 185,357 | € 164,756 | € 233,012 | ▲ 41% |
| Profit after taxes | € -38,615 | € 3,889 | € 29 | € 48,045 | ▲ € 48,016 |
| Equity | € -133,746 | € -129,857 | € -129,828 | € -81,782 | ▲ € 48,045 |
| Total debts | € 366,943 | € 381,682 | € 364,491 | € 280,299 | ▼ 23% |
| Cash | € 58,016 | € 83,199 | € 29,815 | € 8,041 | ▼ 73% |
| Land & buildings | € 684 | € 644 | - | € 642 | |
| Retained profit | € -148,746 | € -144,857 | € -144,828 | € -96,782 | ▲ € 48,045 |
| Balance sheet total | € 233,197 | € 251,825 | € 234,663 | € 198,517 | ▼ 15% |
| Employees (FTE) | - | - | 5.5 | 6 | ▲ 0.5 |
Key figures of PHINA, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to PHINA?
What happened at PHINA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
PHINA is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2024: profit of € 48,045 (▲ € 48,016 vs 2023). filed late Source: NBB ↗
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 38,615 loss in 2021 to € 48,045 profit in 2024.
Best year ever: 2024, with € 48,045 profit.
On average € 38,800 of value added per employee in 2024.
A new publication or filing at PHINA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2024 annual accounts
Director · represented by Gunther Geerinck
Establishments
Establishment units
Physical locations of this company
Alfred Verweeplein 22
8300 Knokke-Heist
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0726.979.465
- VAT number
- BE 0726.979.465
- Registered office
- Alfred Verweeplein 22, 8300 Knokke-Heist
- Names & denominations
- PHINA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 21 May 2019
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
Cafés en bars
Detailhandel in wijnen en geestrijke dranken