Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
TERRA GUNFRA from Beersel, company number BE0726935222, closed financial year 2025 with a result of € -2,138 after tax. For that financial year TERRA GUNFRA recorded a gross margin of € -1,732 and equity of € 58,108. Compared with financial year 2024, the result moved from € -271 to € -2,138. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 10, 2025.
€ 58,108
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,138
▼ 690 % more loss than in 2024
Profit after tax over the fiscal year.
€ 132,019
▲ 121% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 38,108.
Debts at end 2025
€ 530,000
Loans from banks and other lenders, long and short.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 66,276 | € -638 | € -1,732 | ▼ € 1,094 |
| Profit after taxes | € 45,378 | € -271 | € -2,138 | ▼ € 1,867 |
| Equity | € 60,516 | € 60,246 | € 58,108 | ▼ 4% |
| Total debts | € 981,841 | € 1,483,971 | € 1,484,704 | |
| Cash | € 8,896 | € 59,760 | € 132,019 | ▲ 121% |
| Retained profit | € 40,516 | € 40,246 | € 38,108 | ▼ 5% |
| Bank debt | € 10,000 | € 530,000 | € 530,000 | |
| Balance sheet total | € 1,042,358 | € 1,544,217 | € 1,542,811 |
Key figures of TERRA GUNFRA, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to TERRA GUNFRA?
What happened at TERRA GUNFRA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,138. Source: NBB ↗
- New establishment in Beersel. KBO
- Francis Ragoen became a director. NBB
- Gunter Fluyt became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 45,378 profit in 2023 to € 2,138 loss in 2025.
Paid € 19,194 in corporate taxes since 2023.
Best year ever: 2023, with € 45,378 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind TERRA GUNFRA are Francis Ragoen and Gunter Fluyt. The same people are also behind CIGABA. Gunter Fluyt is also behind Vanhoudt-Janssens Finance & Insurance and MNM_Invest.
Directors
According to the 2025 annual accounts
since 2019
since 2019
Establishments
Establishment units
Physical locations of this company
Wolfpoortstraat 7
1652 Beersel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0726.935.222
- VAT number
- BE 0726.935.222
- Registered office
- Wolfpoortstraat 7, 1652 Beersel
- Names & denominations
- TERRA GUNFRA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 May 2019
- Peppol
- Active · Active since 31 Mar 2025