Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 46 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
STEF DAEMS CONSULTING from Olen, company number BE0726887217, closed financial year 2025 with a result of € 99,676 after tax. For that financial year STEF DAEMS CONSULTING recorded a gross margin of € 155,431 and equity of € 1,000. Compared with financial year 2024, the result moved from € 80,733 to € 99,676. Profitable, and profit is growing. The buffer shrank hard: equity is 100 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2026.
€ 1,000
▼ € 282,037 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 99,676
▲ 23% vs 2024
Profit after tax over the fiscal year.
€ 58,183
▼ 77% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 381,713 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 54,752
▲ € 53,497 vs 2024
Of which on lease € 49,708.
Debts at end 2025
€ 332,636
▲ 12% vs 2024
€ 24,927 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 727
▲ 17% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 58,927
▲ € 47,792 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 122,098 | € 131,641 | € 139,862 | € 155,431 | ▲ 11% |
| Profit after taxes | € 48,220 | € 57,661 | € 80,733 | € 99,676 | ▲ 23% |
| Equity | € 207,743 | € 234,805 | € 283,037 | € 1,000 | ▼ € 282,037 |
| Total debts | € 343,367 | € 332,197 | € 312,625 | € 464,192 | ▲ 48% |
| Cash | € 166,912 | € 93,941 | € 252,630 | € 58,183 | ▼ 77% |
| Land & buildings | € 295,890 | € 336,443 | € 323,293 | € 322,808 | |
| Retained profit | € 206,743 | € 233,805 | € 282,037 | € 0 | ▼ 100% |
| Dividend | € 1,600 | € 30,600 | € 32,500 | € 381,713 | ▲ € 349,213 |
| Bank debt | € 334,395 | € 316,113 | € 296,962 | € 332,636 | ▲ 12% |
| Balance sheet total | € 551,110 | € 567,001 | € 595,663 | € 465,192 | ▼ 22% |
Key figures of STEF DAEMS CONSULTING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEF DAEMS CONSULTING?
What happened at STEF DAEMS CONSULTING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 99,676 (▲ 23% vs 2024). filed late Source: NBB ↗
- New establishment in Olen. KBO
- Start of the company according to the CBE. KBO
In short
From € 48,220 profit in 2022 to € 99,676 profit in 2025.
Paid € 96,450 in corporate taxes since 2022.
Best year ever: 2025, with € 99,676 profit.
Paid out € 446,413 in dividends to the owners in total.
Establishments
Establishment units
Physical locations of this company
Langepad 21
2250 Olen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0726.887.217
- VAT number
- BE 0726.887.217
- Registered office
- Langepad 21, 2250 Olen
- Names & denominations
- STEF DAEMS CONSULTING · SDC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 May 2019
- Peppol
- Active · Active since 19 Dec 2025
- Activities · NACE
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