Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Figures corrected NBB
Corrected annual account filed for 2022.
Financials
Financial year 2025
Adfil from Zele, company number BE0726870587, closed financial year 2025 with a result of € 4 million after tax. For that financial year Adfil recorded revenue of € 21.6 million and equity of € 10.7 million. Compared with financial year 2024, the result moved from € 2.4 million to € 4 million. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 15, 2026.
€ 10.7 million
▲ 60% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4 million
▲ 66% vs 2024
Profit after tax over the fiscal year.
€ 1.1 million
▼ 39% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 10.5 million.
People and assets in 2025
42.3
▲ 3.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 3.6 million
▲ 23% vs 2024
€ 86,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,092
▼ 72% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.3 million
▼ 28% vs 2024
€ 488,540 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 2.6 million
▼ 16% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 57 days on average.
€ 1.1 million
▲ 2% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 28,495,928 | € 16,845,598 | € 18,699,476 | € 21,616,235 | ▲ 16% |
| Profit after taxes | € 2,237,388 | € 2,074,776 | € 2,418,321 | € 4,011,389 | ▲ 66% |
| Equity | € 12,723,406 | € 4,238,434 | € 6,656,755 | € 10,668,144 | ▲ 60% |
| Total debts | € 10,206,410 | € 7,686,942 | € 7,802,520 | € 5,107,533 | ▼ 35% |
| Cash | € 1,060,012 | € 1,655,125 | € 1,829,053 | € 1,116,417 | ▼ 39% |
| Retained profit | € 12,223,406 | € 4,086,338 | € 6,504,659 | € 10,516,047 | ▲ 62% |
| Bank debt | € 5,719,436 | € 2,789,390 | € 1,822,304 | € 1,315,230 | ▼ 28% |
| Balance sheet total | € 22,929,816 | € 11,925,376 | € 14,459,275 | € 15,775,677 | ▲ 9% |
| Employees (FTE) | 41 | 39.5 | 39 | 42.3 | ▲ 3.3 |
Key figures of Adfil, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Adfil?
What happened at Adfil in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Jacques GARCIA stepped down as director. NBB
- Richard JUGGERY stepped down as director. NBB
- CONSTRUCT-IVES BV stepped down as director. NBB
- Charlotte FAMY stepped down as director. NBB
- WINMAR BV stepped down as director. NBB
- Frederic GUIMBAL stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 4 million (▲ 66% vs 2024). Source: NBB ↗
- Quentin WALCKIERS stepped down as director. NBB
In short
From € 2.2 million profit in 2022 to € 4 million profit in 2025.
Paid € 2.7 million in corporate taxes since 2022.
Best year ever: 2025, with € 4 million profit.
Pays suppliers within 57 days on average.
A new publication or filing at Adfil? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of SAINT-GOBAIN BENELUX comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
AdfilThe shares are held by SAINT-GOBAIN BENELUX (100%). It owns 100% of PPCD, 100% of BELGIAN FIBERS GROUP, 100% of ADFIL, 33% of IN FATIS and 20% of PP NORDICA GROUP itself.
Directors
According to the 2025 annual accounts
Bestuurder · represented by Ives SWENNEN
Also active at: Belgian Fibers Group, B HoldCo
since 2023 · until 2029
since 2023 · until 2025
since 2023 · until 2029
since 2025 · until 2031
since 2023 · until 2029
since 2023 · until 2026
Jacques GARCIA
Bestuurder
since 2026 · until 2032
since 2023 · until 2029
Shareholders
100%
Participations
Establishments
Establishment units
Physical locations of this company
Industriestraat 39
9240 Zele
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
DNS
Cloudflare DNS
Domain
Domain
bontexgeo.com
Registered
2019-08-21
Registrar
Combell NV
Expires
2026-08-21
Website info
Features
Security
Network
Details
- Company number
- 0726.870.587
- VAT number
- BE 0726.870.587
- Registered office
- Industriestraat 39, 9240 Zele
- Names & denominations
- Adfil
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 17 May 2019
- Peppol
- Active · Active since 16 Jan 2026
- Contact
- bontexgeo.com
- Activities · NACE
Vervaardiging van synthetische en kunstmatige vezels
Groothandel in andere intermediaire producten, n.e.g.
Groothandel in andere intermediaire producten, neg
Activiteiten van holdings
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Bewerken en spinnen van textielvezels
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
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