Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2022 and 2023.
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Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2023; threshold 65 %.
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Annual account missing NBB
Fiscal year 2024 was expected before 31 July 2025 and has not been filed.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2023
Claver Retail from Antwerpen, company number BE0726759830, closed financial year 2023 with a result of € -79,613 after tax. For that financial year Claver Retail recorded a gross margin of € 253,907 and equity of € -158,266. Compared with financial year 2022, the result moved from € -102,342 to € -79,613. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 11, 2024.
€ -158,266
▼ € 79,613 vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -79,613
▲ 22 % less loss than in 2022
Profit after tax over the fiscal year.
€ 43,548
▲ 56% vs 2022
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -178,266.
People and assets in 2023
11.7
▲ 3.2 vs 2022
Average over the fiscal year, from the social balance sheet.
€ 239,785
▲ 14% vs 2022
€ 20,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,690
▼ 26% vs 2022
Book value of vehicles, furniture and equipment.
Debts at end 2023
€ 205,927
▼ 25% vs 2022
€ 71,730 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 370,644
▲ 23% vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 20,453
▲ 12% vs 2022
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|
| Gross margin | € 242,452 | € 181,254 | € 253,907 | ▲ 40% |
| Profit after taxes | € 1,412 | € -102,342 | € -79,613 | ▲ € 22,729 |
| Equity | € 23,689 | € -78,653 | € -158,266 | ▼ € 79,613 |
| Total debts | € 441,054 | € 596,408 | € 629,219 | ▲ 6% |
| Cash | € 26,762 | € 27,867 | € 43,548 | ▲ 56% |
| Retained profit | € 3,689 | € -98,653 | € -178,266 | ▼ € 79,613 |
| Bank debt | € 213,964 | € 275,711 | € 205,927 | ▼ 25% |
| Balance sheet total | € 464,743 | € 517,755 | € 470,954 | ▼ 9% |
| Employees (FTE) | 8.4 | 8.5 | 11.7 | ▲ 3.2 |
Key figures of Claver Retail, fiscal years 2021 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to Claver Retail?
What happened at Claver Retail in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2023: loss of € 79,613. Source: NBB ↗
- New establishment in Antwerpen. KBO
- Holgado Francis became a director. NBB
- Start of the company according to the CBE. KBO
- JV EN PARTNERS became a director. NBB
In short
From € 1,412 profit in 2021 to € 79,613 loss in 2023.
Best year ever: 2021, with € 1,412 profit.
On average € 21,700 of value added per employee in 2023.
A new publication or filing at Claver Retail? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Claver Retail are JV EN PARTNERS and Holgado Francis. JV EN PARTNERS is also behind EV CONSULT, HUMBREVER and Inukshuk.
Directors
According to the 2023 annual accounts
Director · represented by Jonas Verraedt
Also active at: EV CONSULT, HUMBREVER, Inukshuk
since 2008
Holgado Francis
Director
since 2019
Establishments
Establishment units
Physical locations of this company
Anna Bijnsstraat 31
2600 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0726.759.830
- VAT number
- BE 0726.759.830
- Registered office
- Anna Bijnsstraat 31, 2600 Antwerpen
- Names & denominations
- Claver Retail
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 May 2019
- Peppol
- Not registered
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte = 2500 m²)