Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 63 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ASSURANCES SEBBAN from Elsene, company number BE0726534453, closed financial year 2025 with a result of € 172,993 after tax. For that financial year ASSURANCES SEBBAN recorded a gross margin of € 340,828 and equity of € 484,318. Compared with financial year 2024, the result moved from € 230,058 to € 172,993. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 484,318
▲ 29% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 172,993
▼ 25% vs 2024
Profit after tax over the fiscal year.
€ 53,914
▼ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 63,500 paid out
37 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 63,800
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,687
▼ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 21,260
▼ 63% vs 2024
Loans from banks and other lenders, long and short.
€ 2,916
Supplier invoices still open on the last day of the fiscal year.
€ 24,498
▲ 157% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 249,299 | € 293,241 | € 346,816 | € 340,828 | ▼ 2% |
| Profit after taxes | € 150,106 | € 191,569 | € 230,058 | € 172,993 | ▼ 25% |
| Equity | € 369,697 | € 208,266 | € 374,824 | € 484,318 | ▲ 29% |
| Total debts | € 153,348 | € 444,541 | € 122,035 | € 117,579 | ▼ 4% |
| Cash | € 337,036 | € 57,790 | € 68,491 | € 53,914 | ▼ 21% |
| Retained profit | € 369,597 | € 208,166 | € 374,724 | € 484,218 | ▲ 29% |
| Dividend | € 0 | € 353,000 | € 63,500 | € 63,500 | |
| Bank debt | € 126,901 | € 92,364 | € 57,155 | € 21,260 | ▼ 63% |
| Balance sheet total | € 523,045 | € 652,807 | € 496,859 | € 601,896 | ▲ 21% |
Key figures of ASSURANCES SEBBAN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ASSURANCES SEBBAN?
What happened at ASSURANCES SEBBAN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 172,993 (▼ 25% vs 2024). Source: NBB ↗
- New establishment in Elsene. KBO
- David SEBBAN became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 150,106 profit in 2022 to € 172,993 profit in 2025.
Paid € 228,734 in corporate taxes since 2022.
Best year ever: 2024, with € 230,058 profit.
Paid out € 480,000 in dividends to the owners in total.
Management
Behind ASSURANCES SEBBAN is David SEBBAN.
Directors
According to the 2025 annual accounts
David SEBBAN
Director
since 2019
Establishments
Establishment units
Physical locations of this company
Louizalaan 386 box 202
1050 Elsene
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →Hammerson Belge
TELECOOP
MEDIA ET PROMOTION INTERNATIONAL
EIBSEE CONSULTING
€ 102,511 gross margin · 2025
DELTA LOUISE
€ 23,754 gross margin · 2025
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0726.534.453
- VAT number
- BE 0726.534.453
- Registered office
- Louizalaan 386 bus 202, 1050 Elsene
- Names & denominations
- ASSURANCES SEBBAN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 May 2019
- Peppol
- Active · Active since 25 Aug 2025
- Contact
- sebban.be
- Activities · NACE
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