Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 49 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CAMIEL from Genk, company number BE0725691741, closed financial year 2025 with a result of € 32,468 after tax. For that financial year CAMIEL recorded a gross margin of € 609,290 and equity of € 118,481. Compared with financial year 2024, the result moved from € 43,528 to € 32,468. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 118,481
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 32,468
▼ 25% vs 2024
Profit after tax over the fiscal year.
€ 3,912
▼ 98% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 112,181.
People and assets in 2025
7.9
▲ 0.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 534,026
▲ 11% vs 2024
€ 67,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 26,090
▼ 40% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 11,485
▼ 65% vs 2024
Loans from banks and other lenders, long and short.
€ 18,038
▼ 90% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 89,190
▲ 22% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 459,452 | € 552,516 | € 562,876 | € 609,290 | ▲ 8% |
| Profit after taxes | € 48,396 | € 45,361 | € 43,528 | € 32,468 | ▼ 25% |
| Equity | € 138,402 | € 139,381 | € 117,005 | € 118,481 | ▲ 1% |
| Total debts | € 243,188 | € 389,328 | € 424,701 | € 157,445 | ▼ 63% |
| Cash | € 234,932 | € 148,014 | € 170,471 | € 3,912 | ▼ 98% |
| Retained profit | € 132,102 | € 133,081 | € 110,705 | € 112,181 | ▲ 1% |
| Dividend | € 0 | € 21,000 | € 36,000 | € 0 | ▼ 100% |
| Bank debt | € 43,405 | € 67,378 | € 32,482 | € 11,485 | ▼ 65% |
| Balance sheet total | € 381,590 | € 528,709 | € 541,707 | € 275,926 | ▼ 49% |
| Employees (FTE) | 6.4 | 6.8 | 7.2 | 7.9 | ▲ 0.7 |
Key figures of CAMIEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CAMIEL?
What happened at CAMIEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 32,468 (▼ 25% vs 2024). Source: NBB ↗
- GS Fiduro CommV became a director. NBB
- Macoba Comm.V became a director. NBB
- KP&B Management Comm.V became a director. NBB
- New establishment in Houthalen-Helchteren. KBO
- Mio Investments BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 48,396 profit in 2022 to € 32,468 profit in 2025.
Paid € 75,436 in corporate taxes since 2022.
Best year ever: 2022, with € 48,396 profit.
On average € 77,100 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of MIO INVESTMENTS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CAMIELBehind CAMIEL are Mio Investments BV, GS Fiduro CommV, KP&B Management Comm.V and Macoba Comm.V. The shares are held by MIO INVESTMENTS (25%).
Directors
According to the 2025 annual accounts
Director · represented by Michiel Ooms
since 2019
Director · represented by Gunther Schouteden
since 2025
Director · represented by Koen Gevers
since 2021
Director · represented by Kim Bauwens
since 2022
Shareholders
25%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Reinpadstraat 61 box F
3600 Genk
Grote Baan 39
3530 Houthalen-Helchteren
Active since 25 April 2019
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0725.691.741
- VAT number
- BE 0725.691.741
- Registered office
- Reinpadstraat 61 bus F, 3600 Genk
- Names & denominations
- CAMIEL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 April 2019
- Peppol
- Active · Active since 29 Nov 2025
- Activities · NACE
Agenten en makelaars in bankdiensten
Activiteiten van holdings
Holdings