Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
CAUWELS INVESTMENT from Knokke-Heist, company number BE0725644627, closed financial year 2025 with a result of € -5,318 after tax. For that financial year CAUWELS INVESTMENT recorded a gross margin of € 4,184 and equity of € 42,940. Compared with financial year 2024, the result moved from € -2,680 to € -5,318. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 30, 2025.
€ 42,940
▼ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,318
▼ 98 % more loss than in 2024
Profit after tax over the fiscal year.
€ 15,046
▲ € 12,943 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 24,340.
Debts at end 2025
€ 172,000
▼ 77% vs 2024
Loans from banks and other lenders, long and short.
€ 426
▼ 99% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 39,179 | € 43,044 | € 478 | € 4,184 | ▲ € 3,706 |
| Profit after taxes | € 15,852 | € 23,933 | € -2,680 | € -5,318 | ▼ € 2,638 |
| Equity | € 27,006 | € 50,938 | € 48,258 | € 42,940 | ▼ 11% |
| Total debts | € 490,751 | € 750,694 | € 1,040,786 | € 514,383 | ▼ 51% |
| Cash | € 40,733 | € 10,172 | € 2,104 | € 15,046 | ▲ € 12,943 |
| Retained profit | € 8,406 | € 32,338 | € 29,658 | € 24,340 | ▼ 18% |
| Bank debt | € 325,675 | € 575,000 | € 733,257 | € 172,000 | ▼ 77% |
| Balance sheet total | € 517,757 | € 801,633 | € 1,089,045 | € 557,323 | ▼ 49% |
Key figures of CAUWELS INVESTMENT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2026 has not been filed yet; it was expected before 31 October 2026.
What happened to CAUWELS INVESTMENT?
What happened at CAUWELS INVESTMENT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,318. Source: NBB ↗
- Bart Cauwels became a director. NBB
- Yasmina Benjama became a director. NBB
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Knokke-Heist. KBO
In short
From € 15,852 profit in 2022 to € 5,318 loss in 2025.
Paid € 8,590 in corporate taxes since 2022.
Best year ever: 2023, with € 23,933 profit.
Management
Behind CAUWELS INVESTMENT are Bart Cauwels and Yasmina Benjama. The same people are also behind CAUWELS CONSTRUCT.
Directors
According to the 2025 annual accounts
since 2023
since 2023
Establishments
Establishment units
Physical locations of this company
Hoekestraat 80
8300 Knokke-Heist
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- CAUWELS Bart(oprichter) 50%
- BENJAMA Yasmina(oprichter) 50%
Details
- Company number
- 0725.644.627
- VAT number
- BE 0725.644.627
- Registered office
- Hoekestraat 80, 8300 Knokke-Heist
- Names & denominations
- CAUWELS INVESTMENT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 April 2019
- Peppol
- Not registered