Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
3 KEYS CONSTRUCT from Sint-Martens-Latem, company number BE0725453397, closed financial year 2025 with a result of € -301,386 after tax. For that financial year 3 KEYS CONSTRUCT recorded a gross margin of € -276,587 and equity of € -375,640. Compared with financial year 2024, the result moved from € -72,803 to € -301,386. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 28, 2026.
€ -375,640
▼ € 301,386 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -301,386
▼ 314 % more loss than in 2024
Profit after tax over the fiscal year.
€ 126,279
▲ 117% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -438,640.
Debts at end 2025
€ 3.2 million
Loans from banks and other lenders, long and short.
€ 535,156
▲ 34% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 33,842
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -5,716 | € -10,194 | € -61,995 | € -276,587 | ▼ € 214,592 |
| Profit after taxes | € -13,278 | € -22,357 | € -72,803 | € -301,386 | ▼ € 228,583 |
| Equity | € 20,906 | € -1,451 | € -74,254 | € -375,640 | ▼ € 301,386 |
| Total debts | € 442,076 | € 497,104 | € 1,616,366 | € 4,367,243 | ▲ 170% |
| Cash | € 129,297 | € 67,722 | € 58,305 | € 126,279 | ▲ 117% |
| Retained profit | € -42,094 | € -64,451 | € -137,254 | € -438,640 | ▼ € 301,386 |
| Bank debt | € 0 | € 0 | € 0 | € 3,186,068 | |
| Balance sheet total | € 462,982 | € 495,652 | € 1,542,112 | € 3,991,603 | ▲ 159% |
Key figures of 3 KEYS CONSTRUCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to 3 KEYS CONSTRUCT?
What happened at 3 KEYS CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 301,386. Source: NBB ↗
- New establishment in Sint-Martens-Latem. KBO
- TPJE NV became a director. NBB
- Bemisal BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 13,278 loss in 2022 to € 301,386 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of TPJE, Bemisal, SUNFIRE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
3 KEYS CONSTRUCTBehind 3 KEYS CONSTRUCT are TPJE NV and Bemisal BV. The shares are held by TPJE (33.3%), Bemisal (33.3%) and SUNFIRE (33.3%).
Directors
According to the 2025 annual accounts
Director · represented by Michel LEMAHIEU
Also active at: LEMAHIEU GROUP, KotCompany, LDCwood, 3 KEYS, LemBeau
since 2019
since 2019
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kortrijksesteenweg 154
9830 Sint-Martens-Latem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →Bemisal same network
€ 930,423 gross margin · 2025
"VERENIGING VAN MEDE-EIGENAARS VAN DE RESIDENTIE KORTRIJKSESTEENWEG 154 TE 9830 SINT-MARTENS-LATEM,KORTRIJKSESTEENWEG 154"
KotCompany same network
€ 1 million gross margin · 2025
IMRODER
€ 6.2 million revenue · 2025
3 KEYS same network
€ 238,098 gross margin · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0725.453.397
- VAT number
- BE 0725.453.397
- Registered office
- Kortrijksesteenweg 154, 9830 Sint-Martens-Latem
- Names & denominations
- 3 KEYS CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 17 April 2019
- Peppol
- Active · Active since 23 Jun 2025
- Activities · NACE
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