Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
TARTINE & LOCAL from Mons, company number BE0725450825, closed financial year 2025 with a result of € -53,019 after tax. For that financial year TARTINE & LOCAL recorded a gross margin of € -14,023 and equity of € -201,054. Compared with financial year 2024, the result moved from € -50,969 to € -53,019. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -201,054
▼ € 53,019 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -53,019
▼ 4 % more loss than in 2024
Profit after tax over the fiscal year.
€ 1,498
▲ 14% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -219,654.
People and assets in 2025
€ 6,196
▼ 13% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 31
▲ 55% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,004
▲ 1% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -12,862 | € -15,306 | € -12,465 | € -14,023 | ▼ € 1,557 |
| Profit after taxes | € -31,817 | € -44,565 | € -50,969 | € -53,019 | ▼ € 2,050 |
| Equity | € -52,501 | € -97,066 | € -148,035 | € -201,054 | ▼ € 53,019 |
| Total debts | € 196,715 | € 245,446 | € 277,657 | € 313,752 | ▲ 13% |
| Cash | € 807 | € 5,678 | € 1,317 | € 1,498 | ▲ 14% |
| Retained profit | € -71,101 | € -115,666 | € -166,635 | € -219,654 | ▼ € 53,019 |
| Balance sheet total | € 144,214 | € 148,380 | € 129,621 | € 112,699 | ▼ 13% |
Key figures of TARTINE & LOCAL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TARTINE & LOCAL?
What happened at TARTINE & LOCAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 53,019. filed late Source: NBB ↗
- New establishment in Mons. KBO
- Start of the company according to the CBE. KBO
In short
From € 31,817 loss in 2022 to € 53,019 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Avenue du Général de Gaulle 42
7000 Mons
Digue de Cuesmes 4
7000 Mons
Active since 1 January 2020
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0725.450.825
- VAT number
- BE 0725.450.825
- Registered office
- Avenue du Général de Gaulle 42, 7000 Mons
- Names & denominations
- TARTINE & LOCAL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 April 2019
- Peppol
- Active · Active since 6 Jan 2026
- Activities · NACE
Industriële vervaardiging van brood en van vers banketbakkerswerk
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Eetgelegenheden met beperkte bediening